Author: Delores

Do you know how to lower your car insurance? Buying a car is one of the two major purchases of your life, the other being a home. You’ll probably have the car for about 10 years, and you’ll use it more than any other asset you own. That being said, it’s also one of the few purchases you make that are vulnerable to damage. Hence, you’ll need some great insurance coverage. Opting for insurance can take a lot out of your paycheck. If you enjoy getting the best deal, you have come to the right place. Continue reading below and…

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The Hanover Insurance Overview and Key Takeaways The Hanover Insurance Group bundles many extras into its auto insurance policies. You can get coverage from independent agents in 27 states. You can also find business insurance. Fewer than expected number of complaintsMany options for auto insuranceAvailable in 27 states [star rating = “3.0”] The Hanover Insurance: Rating The Hanover scores 4 out of 5 for ease of filing claims, customer complaints and satisfaction, price, discounts, and coverage options. The Hanover Insurance: Services Hanover auto insurance policies come with the expected coverage and the following extras if you opt for the Platinum…

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The General Insurance Overview and Key Takeaways The General Insurance offers insurance coverage to high-risk drivers. The company can also issue SR-22 forms in most states. They attract far more complaints than other similarly-sized companies. Accepts drivers with poor creditGood for high-risk driversLots of complaints [star rating = “2.0”] The General Auto Insurance: Rating The General scores 2 out of 5 based on a spread of factors including pricing, discounts, transparency, ease of filing a claim, extras, number of complaints, and customer satisfaction. The General Auto Insurance: Services As well as the minimum level of car insurance, The General also…

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Americans Don’t Want To Switch Car Insurance Companies. How often do you wake up and think to yourself, “Today would be a great day to switch car insurance companies!” Probably not very often if ever. If it ain’t broke, why fix it? Most Americans get comfortable with something and they prefer not to change. This goes for tv shows, cell phone plans, restaurants, hobbies, and most certainly, car insurance. If they miss out on a better deal, so be it. There Has Never Been A Better Time To Switch Car Insurance Companies Most Americans are not aware of the changes…

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Fred Loya Insurance Overview and Key Takeaways Fred Loya Insurance is a specialist provider offering high-risk drivers the lowest legal amount of insurance cover. Owned and operated by the EP Loya Group, a Texas-based insurance provider, Fred Loya Insurance is marketed under several names including Loya Insurance Company, National Insurance, and Rodney D Young. Auto insurance for drivers unable to obtain cover elsewhereLarge volume of complaints to state regulatorsClaim filing not always available [star rating = “2.0”] Fred Loya Insurance: Services Fred Loya provides minimum insurance coverage. All policies come with liability, but everything else you want needs to be…

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Mapfre Insurance Overview and Key Takeaways Mapfre is a Spanish-based insurance giant and the biggest car and home insurer in Massachusetts. The company also operates in 13 other states. You can buy policies through independent agents with many coverage options and discounts available. The website is available in both English and Spanish. More than expected number of complaintsMany options for coverageWebsite in English and Spanish [star rating = “2.0”] Mapfre Insurance: Rating Mapfre scores 4 out of 5 when factors are considered from extras, discounts, pricing, and filing a claim through to customer satisfaction and complaints, type of coverage, and…

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It is easy to chalk up car insurance rates as a bunch of random numbers made up to milk policyholders for every cent they’re worth. That usually isn’t the case. There’s a lot of mathematics that goes into the calculation of auto insurance rates. Insurance companies build up a detailed profile of an individual based on personal information such as claims data, credit history, and other factors. The gist of it is simple – insurance companies want to minimize the risk on their end. They make an educated guess based on their algorithms to predict how likely you are to…

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Encompass Insurance Overview and Key Takeaways You find Encompass insurance products exclusively through independent agents across 39 states. With headquarters in Illinois, Encompass is an Allstate Insurance subsidiary. Available in 39 statesNo rideshare insurance availableFewer complaints than expected [star rating = “3.0”] Encompass Insurance: Rating Encompass scores 4 out of 5 when assessed across a range of categories from ease of filing a claim, prices, and discounts through to customer satisfaction and volume of complaints. Encompass Insurance: Services Encompass offers 3 main auto insurance products: SpecialDeluxeElite Special This is the entry-level policy and includes the following optional extras alongside the…

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Nationwide Insurance Overview and Key Takeaways Nationwide is best known for auto insurance, but the company also offers a variety of other insurance products. This is a good choice if you want to bundle multiple policies. Average or better levels of customer satisfactionFewer complaints than expectedOne-stop insurer with deep product bench [star rating = “4.0] Nationwide Insurance: Rating Nationwide scores 4 out of 5 when assessed for price, type of coverage, extras, discounts, ease of filing claims, satisfaction, and complaints. Nationwide Insurance: Services You can get all the expected coverage with Nationwide as well as the following: Gap insurance: This…

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Infinity Insurance Overview and Key Takeaways Infinity is an auto insurance company mainly aimed at Hispanic consumers. In July 2018, Infinity was acquired by the nonstandard insurer, Kemper. Infinity also provides commercial auto insurance policies. • High volume of customer complaints• Number 2 US nonstandard auto insurer• All website resources offered in Spanish [star rating = “2.0”] Infinity Insurance: Services Infinity provides basic car insurance with the following extra options: • DriverClub: Get 24/7 roadside assistance even when you’re a passenger in someone else’s vehicle. Using roadside assistance does not count as an insurance claim either• Ride sharing: This bolt-on…

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