Author: Justice Jagger

Justice Jagger is a Canadian writer who spends her days exploring the world of words. She loves animals and has a special place in her heart for dogs, which she often includes in her writing. When she's not writing, you can find her taking long walks with her two dogs or curled up with a good book.

What is a default judgment? If you’ve been served with court papers, it’s important to know what a default judgment is and what to do if one is entered against you. Learn more about this legal process and how to protect your rights in this blog post. If you are being sued by a debt collector, it is important to take action and file a formal response within the specified timeframe. If you fail to do so, you run the risk of having a default judgment entered against you. This would give the debt collector the legal right to garnish…

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When you’re struggling to make ends meet, the last thing you need is someone harassing you for the money you don’t have. That’s why it’s important to know your rights when it comes to debt collectors. If you’ve received notice from a debt collector, don’t panic. You can take action by sending debt validation letters. This will ensure that the debt is legitimate and that you’re not being scammed. Debt collectors may take as long as they please to validate a debt. This can be extremely frustrating for people who are trying to resolve their financial issues. If you are…

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A stipulated judgment is an agreement between two or more parties that settles a legal dispute Different people have different approaches to dealing with debts. Some want to get rid of the debt as soon as possible, while others are more willing to negotiate a settlement with their creditor. If you are already involved in a court case, the judge may ask you to sign a “stipulated judgment.” What is a Stipulated Judgment? If you and the other party agree to a stipulated judgment, you are both agreeing to sign the judgment. This means that you give up your right…

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Learn what happens when a debt is sold to a collection agency! Delinquent accounts and loans are often “sold” by banks or other lenders to debt collection agencies. This is often because the lender views the debt as a sunk cost and wants to try and recoup some funds. Once the purchase is complete, the debt collection company will release the proverbial hounds to try and collect from you, or they will file a debt collection lawsuit. Why Creditors Sell Debts Creditors usually specialize in lending money and collecting it on time. However, when a debt is in arrears, they…

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What can you do? Can an eviction be reversed? If you’re facing eviction, you may feel helpless and alone. But there are ways to fight back and stop the eviction process. Learn how to reverse your eviction and keep your home. Are you at risk of being evicted? Have you already been served an eviction notice? Just because you’ve received an eviction order doesn’t mean you have to leave your home immediately. In fact, this is just the beginning of the legal process. As a tenant, there are steps you can take to stop the eviction from going through. Keep…

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What happens to your student debt after you die? Will it go away? Debt is a difficult thing to manage, especially when it comes to student loans. Will it go away or will your loved ones be stuck with it? Read on to find out. The student loan crisis in the United States has become a major problem for millions of people. With over $1.7 trillion in debt, many Americans feel like they will never be able to pay off their loans. This has led to a lot of financial stress and even despair for some. If you die, your…

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If you’re being chased by an old creditor, it’s important to know the statute of limitations in your state If you’re struggling to repay an old debt from Washington State, you may be wondering if the statute of limits has expired. Read on to find out if your responsibility to repay the debt is over. We all have skeletons in our closets that we hope will never see the light of day. Whether it’s an old flame or an unpaid debt, these past mistakes can come back to haunt us. If you’re being sued over a debt in Washington state,…

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If you’re considering filing for Chapter 7 bankruptcy, you’re not alone According to the United States Courts, over 700,000 people filed for Chapter 7 bankruptcy in 2013. If you’re struggling to repay your debts, you may be considering bankruptcy as a way out. But before you make the decision to file for Chapter 7 bankruptcy, it’s important to understand the pros and cons. Filing for bankruptcy can give you a fresh start by wiping away most of your debt. But it’s not without its drawbacks. If you’re struggling with debt, you may be considering bankruptcy. Chapter 7 bankruptcy can provide…

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We’re going to explore with you the risks of debt consolidation Debt consolidation might feel like the only way out, but is it all it’s cracked up to be? Find out if you’re stalling your finances by borrowing from one loan to pay off another. Like many other people, you might be struggling financially. Although this is common, there are solutions. Some may seem like an easy way out, but they are not always the best options to choose from. Whether you have one major debt, you are going into foreclosure on your home, or even considering bankruptcy. You may…

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Have you been hit with a judgment in Oklahoma? If you’re hoping it will just go away, think again. Here’s how many times a judgment can be renewed in the Sooner State. If you have not kept up on your payments for a credit card or loan, you may be pursued by a debt collector or creditor. They can legally pursue you in many ways, but first, they must get a judgment. If you are being sued by a creditor, you will be given the summons to appear in court. You will need to respond to the summons to present…

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