Author: Ivonne Talman

Summary: Generally, lenders use Uniform Commercial Code (UCC) liens to guarantee collateral before lending money to consumers or businesses. Debts secured by UCC liens are best eliminated by paying them off, as bankruptcy does not eliminate debts secured by UCC liens. It may be possible to negotiate a new payment plan with Uniform Commercial Code.  As a business owner, you may have taken out a loan to purchase business equipment or property. Creating or producing goods and services for your customers requires business equipment. Most business loans are used to finance commercial real estate, commercial vehicles, office equipment, or inventory.…

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Summary: The arbitration process is a way to take a credit card dispute out of the court system and place it in the hands of a neutral arbitrator who will make an informed decision regarding the issue. If you’re sued for a debt, you should check your credit card agreement for an arbitration clause and file a Motion to Compel Arbitration to avoid going to court. You can find your arbitration clause by reading the fine print, searching for dispute resolution key terms, and using the Consumer Financial Protection Bureau’s credit card agreement database. If you take the time to thoroughly…

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Summary: A very common type of debt among consumers is unsecured credit card debt, which is a type of debt that is not secured by assets or collateral. Unsecured credit cards are attractive because there is no need to secure collateral for your debt, and approvals are often swift. On the flip side, unsecured credit cards do come with risks. For example, creditors usually resort to credit reporting, lawsuits, and sales of accounts to make you pay. There are several types of credit cards, each of which has a different credit limit. When consumers talk about credit cards, they almost always…

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Summary: If you live in Indiana and need assistance responding to a debt collection lawsuit, you can try our tool or read this guide for more information. The experience of being in debt can be stressful and overwhelming, especially when you fall behind on your payments and begin receiving calls and letters from debt collectors. You might want to consider taking legal action against those who have wronged you, especially if you have tried to work things out but have not seen any improvement. The court in Indiana notifies you about the lawsuit when you get a summons for debt. It’s…

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When you are trying to balance your budget and save some money, it may seem that you need to earn more money. You may be considering working additional hours at work or taking on a side job. Take a moment to consider all the ways you are wasting money around the house before you do that. A few key changes may be able to save you a considerable amount of money. The following Freedom Debt Associates Debt Consolidation shares 13 small ways to stop wasting money around the house. 1. A Programmable Thermostat Should Be Installed You could save money…

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Liberty1 Financial Scam warning comments that BBB has a few resolutions for you to follow in 2023 that will help you protect yourself from scammers, prevent identity theft, and find trustworthy businesses and charities that you can trust. There is an excellent tool on the BBB website called the BBB Scam Tracker, which is located at bbb.org/scamtracker; you can use it to report scams or to find out if that email, text, or phone call from the IRS or the debt collector was legitimate or if it was just a scam. Since the BBB Scam Tracker program was started, hundreds…

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It’s important to compare your options before finding a tax solution that works for you. This way, you can be sure you’re getting the best possible service for your needs. We compare Anthem Tax Services vs. Community Tax to help you decide which company is right for you. Anthem Tax Services: Ranked #1 Tax Relief Company by Crixeo Anthem Tax Services: Cost and Tax Relief Overview The founding principles of Anthem Tax Services are trust, service, honesty, integrity, and educational acquisitions for the organization’s future. This can be seen in everything from the marketing materials to the staff biographies displayed…

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If you are looking for the best option for investors, in this review we have compared The Motley Fool vs TheStreet to help you decide which company is the right choice for you. Using investment newsletters simplifies life. Not everyone has the time to investigate stocks in today’s fast-paced environment. As a result, plenty of consumers go to these publications for investing advice instead. These stock selection services advocate investments with large returns and, occasionally, considerable volatility. You may ride market volatility by using a buy-and-hold investment strategy, keep this in mind. Given the upward inclination of the markets, if…

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If you are looking to resolve your debt, you should do thorough research before making a decision. This review provides you with a comparison of Pacific Debt Relief vs Freedom Debt Relief to help you decide which company is right for you. Pacific Debt Relief Review: There Is A Reason They Are Ranked #1 People have relied on Pacific Debt Relief since 2002 to reduce their unsecured debts. Pacific Debt Relief has earned an A+ rating from the Better Business Bureau and has helped thousands of people get out of debt. Pacific Debt Relief: Is it a scam? In this Pacific…

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