Although pickup trucks are bigger than automobiles, pickup insurance is surprisingly less. In terms of insurance costs, pickup trucks on average cost 20 percent less than cars.
Therefore, one key advantage of pickups over cars is their lower average pickup insurance cost.
Here are the pickup truck models from which you can enjoy the cheapest pickup insurance.
Trucks With the Cheapest Pickup Insurance
1. 2019 Toyota Tacoma SR 2WD 2 Door
For the second year in a row, the Tacoma ranks high for the cheapest pickup insurance. The main reason for this is the high popularity of this much-loved pickup truck.
Since this is a successful model that has sold well, it means that you will be able to find spare parts with ease. You won’t face too many difficulties concerning repairs and maintenance.
Since the spare parts will be plentiful they will be subsequently cheaper. With cheaper parts, you can enjoy more economical repairs and maintenance due to which insurance costs will be attractively low.
Although the Tacoma is not exactly a high-end model, it still has a robust suite of safety features. Therefore, you and your family can enjoy a high sense of safety in this vehicle. The wide spectrum of safety features is another reason why this model is prominent is in the list of vehicles with the cheapest pickup insurance.
Annual coverage will be around $1,400.
2. Chevrolet Colorado
The Chevy Colorado is the second GMC pickup that is included in the list of vehicles with the cheapest pickup insurance. The other GMC model that ranks higher is the GMC Canyon.
The Chevrolet Colorado cuts an impressive look with its sleek contour and streamlined appearance. Besides looking slick it is also very powerful. These features are great plus points because the Chevrolet Colorado is an entry-level pickup truck.
Although you will not find too many fancy features in this basic model, it is still equipped with an impressive array of safety functions that render this a safe and dependable vehicle. At just $1,375 per annum, you can enjoy one of the cheapest insurance rates for this pickup truck.
3. 2019 Ford F-150 2WD
Although Ford pickup trucks to tend to have insurance on the expensive side, the Ford F-150 has one of the cheapest pickup insurance costs at only $1,375 per annum.
For 3 consecutive years, the Ford F-150 pickup truck model has been one of the most economical vehicles in terms of insurance costs.
This is one of the few V-6 pickup trucks that you will find with such low insurance costs. Due to the simplicity of design and ruggedness, the Ford F-150 is easy to repair and maintain. Consequently, it has one of the cheapest pickup insurance expenses.
4. 2019 GMC Canyon SL 2WD 4 door
With an insurance premium of just $1,370 each year, the GMC Canyon is yet another GMC vehicle on the list of models with the cheapest pickup insurance.
The GMC Canyon is a midsize pickup that is powerful, robust and reliable.
Just because you have two GMC pickups with the lowest pickup insurance cost, it does not mean that other models are necessarily economical in this regard. There is also a high-end GMC pickup truck that is one of the most expensive to insure – the GMC Sierra. Although the Sierra has fantastic specifications and functionality, it also has a rather steep insurance cost.
5. 2019 Nissan Frontier S 2WD King Cab
The Nissan Frontier King Cab is truly the king when it comes to the cheapest pickup insurance. At just $1,360 per annum, you won’t find another pickup truck with a lower insurance cost.
The Nissan Frontier has consistently ranked high in the list of trucks with the cheapest pickup insurance. During the past two years, the Frontier ranked second in 2018 and first in 2017.
This year, the Nissan Frontier is once again back on top.
You might think that this would be a low-end vehicle with very humble specs. However, the Nissan Frontier does not disappoint on this front. This pickup truck is capable of hauling a maximum of 3,800 pounds. Its payload capacity stands at 900 pounds.
Since the frontier has been in production from 2014 onwards and has enjoyed widespread acceptance, there are plenty of spare parts stocks in the market. Due to the high availability of spare parts, their cost is low. You can, therefore, enjoy lower repair costs and more frugal insurance with the Nissan Frontier.
Trucks with the Most Expensive Pickup Insurance Premiums
If the cheapest pickup insurance is a top priority for you then you would be aware of these pickup truck models since they have the most expensive insurance.
1. 2019 Ford F-350 SD Lariat
The Ford F-350 Super Duty does not have the cheapest pickup insurance, in fact, far from it. This model is the most expensive when it comes to insurance costs.
You can expect amazing specs from this vehicle such as the 18,000-pound towing capacity and 48-gallon fuel capacity. But just don’t count on this vehicle for low insurance costs.
The vehicle is stunning and heavy-duty but so is the insurance which will cost you $2,215 per annum.
2. GMC Sierra 2500HD SLT 2 WD CNG
GMC pickups rank high on both sides of the insurance divide. While the Colorado and Canyon have the cheapest pickup insurance costs, the Sierra has one of the highest at $2,026.
One distinguishing feature of the Sierra is its dual ability to run on either gasoline or compressed natural gas (CNG).
There are other interesting features too like the chic interior and the comfortable ride.
3. Ford F-250 SD Limited 4WD Turbo Diesel
The Ford F-250 is quite pricey with its insurance cost of $2,000 per annum and its $80,000 price tag. It is not exactly the cheapest pickup insurance around.
In return for the heavy investment, you do get great features and specs though like the regal interior and the powerful 450 horsepower motor.
With its four-wheel-drive capability, the vehicle will give you great traction both on and off the road. This is just what you need for difficult and rugged terrains.Clearone Advantage, Credit Associates, Credit 9, Americor Funding, Tripoint Lending, Lendvia, Simple Path Financial, New Start Capital, Point Break Financial, Sagemore Financial, Money Ladder, Advantage Preferred Financial, LoanQuo, Apply.Credit9, Mobilend