Progressive Insurance Overview

Progressive is best known for providing auto insurance, but you can also find a number of other motor insurance products. The 3^rd-largest US insurance provider also offers life, home, and renters insurance via third-party providers.

• Above average customer satisfaction levels
• Fewer complaints to state regulators than expected
• Many helpful tools and apps

Progressive Insurance: Rating

Progressive scores 4.5 out of 5 when assessed for discounts, coverage, extras, pricing, ease of filing a claim, complaints, and customer satisfaction.

Progressive Insurance: Services

Expect all the usual coverage options with the following extras:

• Gap insurance: Get 25% more than the value of your totaled car to cover the balance on any loan or lease. This requires you to have comprehensive and collision coverage
• Custom parts: Coverage for custom parts damaged in an accident
• Pet injury: Coverage for vets bills if your pet is injured in a crash
• Deductive savings bank:  Each 6 months claim-free brings your deductible down by $50 until it hits $0

Snapshot is an optional app that gathers data on your driving habits and gives you a discount for good driving.

Rideshare insurance is available in some states.

Progressive Insurance: Discounts

Discounts from Progressive include:

• Auto-pay
• Continuous insurance
• Good driver
• Good student
• Home owner
• Multiple cars
• Multiple policies
• Paperless
• Sign online
• Teen driver
• Upfront payment

Progressive Insurance: Complaints

Progressive attracts fewer complaints to state regulators than you would expect.

How To Switch Car Insurance Providers

Progressive Insurance: What Else?

The website gives you an online quote tool and also a portal for policy management. The mobile app lets you file a claim and summon roadside assistance. You can ask for help with insurance using your Google Home device.

Progressive also offers the following types of insurance:

• ATV insurance
• Boat insurance
• Commercial insurance
• Golf cart insurance
• Motorcycle insurance
• RV insurance
• Segway insurance
• Snowmobile insurance
• Watercraft insurance
• Umbrella insurance

Progressive also offers policies through third-party providers.

Progressive Insurance: Pros and Cons

Pros

• 3^rd-largest auto insurer in the country
• Pet injury protection
• Rideshare coverage

Cons

• Looks at credit score as part of evaluation process