Alliance One Funding claims to be a financial service company that specializes in offering debt relief solutions to individuals and businesses. They provide a range of services, including credit card debt consolidation programs, personal loans for debt consolidation, financial consultation services, and a smooth enrollment process that leads to a finalized payment plan.
They employ finance managers that state that their main goal is to help clients reduce their debt, improve their credit, and achieve financial freedom. Alliance One Funding also maintains that they work with a team of professional debt experts who assess their clients’ financial situation and create a personalized plan to address their specific needs and goals.
Can Alliance One Funding Help You Get Out of Credit Card Debt?
Alliance One Funding markets itself as a lending company that offers personal loans to assist individuals in becoming debt-free. They claim to offer very lower interest rates, a simple application process, and custom-tailored consolidation plans. The website provides testimonials, loan examples, and a range of APR based on credit rating. Users can schedule free consultations and receive special offers.
How does Alliance One Funding affect your credit?
Credit scores can be a major source of stress for many people seeking loans. However, it’s important to remember that simply getting a consultation from a lender will not have any impact on your credit score. The only way your score could potentially be lowered is by actually taking out the loan and having the lender check your credit history as part of the process.
Alliance One Funding Reviews
Alliance One Funding BBB Reviews
We were unable to locate a BBB file on Alliance One Funding. That is not a positive sign.
Alliance One Funding Trustpilot Reviews
Trustpilot features customer reviews of Alliance One Funding, a loan agency. There are a total of 12 reviews, with an average rating of 3.5 stars. Some reviews express skepticism about the authenticity of the positive reviews, noting similarities in writing style and the lack of previous reviews from the accounts. One reviewer had a negative experience, mentioning issues with communication, discrepancies in credit reports, and the negative impact on their credit score.
Several positive reviews highlight the professionalism, cooperation, and helpfulness of Alliance One Funding in providing loans and debt relief services. Below are the two most recent reviews from Alliance One Funding:
How long does Alliance One Funding take to approve?
Approval for a loan may take longer depending on how many additional documents are requested. Loan terms and conditions will be based on creditworthiness and state law.
How much does Alliance One Funding charge?
It’s not entirely clear how Alliance One Funding makes money. There are no mentions of fees anywhere on the site. It’s possible that they make money through referral fees, but that’s not explicitly stated.
How to cancel Alliance One Funding services?
Before you decide to take out a personal loan, be aware that you will not be able to cancel or reverse the loan once the funds have been deposited. Be sure that you really need the loan and are comfortable with the terms and conditions before accepting.