Apex Financial Freedom Review

Apex Financial Freedom: Debt Relief Loans

First Things First!

Remember – if I post a copy of any direct mail piece you email to ed@crixeo.com, I will send you $50. I am looking for direct mail offers with suspiciously low-interest rates. Just remember – I have to post the exact image you send me and I can only pay out the $50 to the first person who sends me a copy. I want to thank all of those who have been emailing me to keep the $50 and just continue with my good work.

Is Apex Financial Freedom a legitimate company? You probably received a mailer with a personalized reservation code offering you a pre-approved loan with a below 5% interest rate to consolidate your credit card and other high-interest debt.

And off you go looking for reviews.

Is it Legit or a Scam?

Apex Financial Freedom is another bait and switch, but let’s just leave it at a scam.

They lure you in by sending you direct mail with a “personalized reservation code” and a low 4%-5% interest rate to consolidate your high-interest credit card debt. Apex Financial Freedom doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for).

Crixeo.com awarded Apex Financial Freedom a 1-star rating (data collected and updated as of October 7, 2020). We hope the information below will help you make an educated decision on whether to do business with Apex Financial Freedom.

  • Apex Financial Freedom is not a lender.
  • The fine print at the bottom of their website states, “You received this offer because you met certain criteria for creditworthiness. Although Apex Financial Freedom is not a lender and does not engage in the business of lending, we have working relationships and contacts with a network of independent lenders (“Lenders”) who may be able to provide you with credit.
  • It appears that Apex Financial Freedom is operating a typical bait and switch scheme. They lure you in by sending you direct mail with a “personalized reservation code” and a low 2.5%-4.5% interest rate to consolidate your high-interest credit card debt.
  • It isn’t too evident that you need excellent credit to qualify for a loan with that low 2.92% interest rate (which you have been supposedly pre-approved for).

Apex Financial Freedom Reviews and Ratings

Apex Financial Freedom does have an A+ rating but is not accredited with the BBB. As of now, there are no complaints since the company is relatively new. However, the owner of this company is linked to other personal loan scams.

Why Do We Focus On Apex Financial Freedom’s Negative Reviews?

We urge you to do your own research and due diligence on any company, especially when dealing with your personal finances. The positive reviews seemed a little bit too generic. We do not imply that Apex Financial Freedom Reviews are fake. We have no information to suggest that. However, we do urge you to pay attention to what consumers are saying in their very detailed complaints and reviews and put them side by side with the positive ones to evaluate the quality of authenticity for yourself.

We wish you luck and invite you to take a look at Crixeo’s Best Debt Consolidation Reviews of 2020.

Apex Financial Freedom
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Apex Financial Freedom Review

We urge you to do your own research and due diligence on any company, especially when dealing with your personal finances. The positive reviews seemed a little bit too generic. We do not imply that Apex Financial Freedom Reviews are fake. We have no information to suggest that. However, we do urge you to pay attention to what consumers are saying in their very detailed complaints and reviews and put them side by side with the positive ones to evaluate the quality of authenticity for yourself.

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