Doing debt relief in Surprise (AZ) can be a great way to simplify your monthly payments and save money on interest. Instead of making separate payments to multiple creditors each month, you can make one payment to a single lender. This can often help you get a lower interest rate, which can save you money in the long run.
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Surprise Arizona AZ
Surprise is a bustling city in Maricopa County, Arizona. With a population of 143,148 as of the 2020 census, it has seen significant growth from its humble beginnings with just 30,848 residents in 2000.
In 1938, Flora Mae Statler founded Surprise, naming it as such because she “would be surprised if the town ever amounted to much.” However, it was recently discovered that Statler’s husband, Homer C. Ludden, was actually responsible for founding Surprise. Officials had previously thought that Ludden, a real estate developer, and state legislator, had founded Surprise.
Cost Of Living & Income
The median household income across the United States has increased significantly over the past two decades. According to data from 2019, the median household income was $76,405 – up from $44,156 back in 2000.
The average rent in Surprise, Arizona is $1,523 per month. The cost of living index is 95.4, which is near the average for the United States.
Housing Market
The market for housing is booming in Tucson, Scottsdale, and Prescott. While other areas have been struggling to keep up with demand, Prescott has seen a surge in housing requests. Consequently, prices for homes have increased by 29.5% since July 2020, with a median price of $395,000. Despite this year’s 2,715 homes sold (294 less than last year), the market remains strong.
The average home value in Surprise, AZ is $269,900. This is a significant increase from the year 2000 when the average home value was $122,400. Surprisingly, the average home value in Arizona is only slightly higher than in Surprise, at $255,900. In 2019, the mean prices for all housing units were $282,178. This included detached houses (average price of $292,592), townhouses, or other attached units ($282,006)
Retirement In Arizona
While Arizona’s motto may be “Ditas Deus” or “God enriches”, this doesn’t mean that retirees will find financial enrichment in the state. In fact, the average Arizonian has $407,029 saved for retirement – far short of the estimated $1,000,000 needed for a comfortable lifestyle. As a result, many retirees may find themselves struggling to make ends meet.
As retirement approaches, many people begin to think about where they want to spend their golden years. For some, this means moving to a new state that offers a more affordable cost of living. Georgia is becoming an increasingly popular destination for these folks, as it provides all the amenities of more expensive states without the high price tag. Social Security recipients in particular find Georgia to be a great option, as their income goes further here than in other places.
Taxes And Banking
Even though Arizonans have low individual tax burdens, the state as a whole has high taxes. This is because local taxes in areas like Winslow, Holbrook, and Pinetop-Lakeside can be as high as 9.43%, while in Kearney they can be as high as 11.2%. So even though residents of AZ may not pay a lot in income or state sales taxes, they more than makeup for it in local taxes.
Debt Relief In Surprise AZ
Doing debt consolidation in Surprise (AZ) can be a great way to get your finances back on track, but it’s important to understand the pros and cons before taking out a loan. consolidating your debts into one loan can lower your interest rate and monthly payments, making it easier to pay off your debts. However, there are some things to consider before consolidating your debts.
