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Debt Consolidation Reviews

Best Debt Consolidation Reviews of 2020

Best Debt Consolidation Reviews

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Credit Associates

Credit Associates, our EDITOR’S CHOICE and #1 Pick for 2020’s Best Debt Consolidation Companies, is an innovative debt relief company. The Texas-based company has over 13 years of experience and is growing fast. Their mission is to enable consumers with too much credit card debt find the right solution to take back control of their lives.
The Credit Associates program is designed to lower your monthly payment, get you into a position to be debt free for less money, and pay off your credit card debt faster.

Credit Associates requires a minimum of $10,000 in outstanding credit card debt to qualify for its program.

Credit Associates Review



AmOne is a debt consolidation loan marketplace that has facilitated over $4 billion in loan approvals since 1999. Their technology instantly matches your debt consolidation loan with the nation’s leading  debt consolidation lenders. AmOne’s loan matching specialists have a deep understanding of the criteria that each lender in its network will use to approve the next loan – and at the best price.
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AmOne Reviews


Bad Credit Loans

BadCreditLoans.com has been helping people with bad credit since 1998. They are more expensive than traditional online lenders but they move quickly to get your loan approved and funded. They are a better and less expensive alternative to high-cost payday loans. If your credit score is on the low end and you have already been rejected by a more traditional online lender, it can be a good resource.

BadCreditLoans.com Reviews



Fiona is a relative new online loan marketplace but has already made an impact. In 2019 alone, they originated over $600 million in personal loans. They are affiliated with Even Financial, a New York-based financial technology company.

Fiona Reviews



Monevo is a personal loan marketplace headquartered in San Diego, California. It is the largest personal loan marketplace and platform in Europe. The large choice of lenders enables Monevo to deliver low rates in just a few minutes.
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Monevo Reviews



LendingTree may be the most well known online lending marketplace for personal loans, mortgages, and other financial products. They have served over $50 billion in loan applications since their inception. They are the largest online marketplace and have over 350 participating lenders.
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LendingTree Reviews


Guide To Lenders

Guide to Lenders is a great choice for a debt consolidation loan. Its marketplace setup makes it ideal for debt consolidation borrowers searching for the lowest interest rates. Being able to choose from competitive debt consolidation loan providers along with higher loan limits makes Guide to Lenders one of our favorite choices for debt consolidation loan services.

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Guide to Lenders Review



PersonalLoans.com operates a loan marketplace for all credit scores. As a member of the Online Lender’s Alliance, it is well connected with most risky lenders that fund loans quickly. They are not cheap and should not be used as your first option. It is reasonable alternative to a high-cost payday loan.

PersonalLoans.com Reviews



Since 2011, SoFi has worked hard to set itself apart and offer a fresh
and innovative approach to lending. However, SoFi was under investigation by the Federal Trade Commission (FTC) in October 2018 for making false statements about its student loan refinancing program. The FTC alleged that SoFi misrepresented how much borrowers could save by refinancing their student loans with the lender.

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Sofi Review


Accredited Debt Relief

Accredited Debt Relief is not the most competitive when it comes to savings generated and opinion about customer service is mixed. It is also unclear if they are negotiating with the creditors directly or are outsourcing to another debt settlement company.

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Accredited Debt Relief Review


Credit 9 

It appears that Credit 9 is operating a typical bait and switch scheme. They lure you in by sending you direct mail with a “personalized reservation code” and a low 4%-5% interest rate to consolidate your high-interest credit card debt. Credit 9 doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for). Credit 9’s reviews and complaints are alarming. Something doesn’t feel right.

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Credit9 Review


Coral Funding

Coral Funding lures you in by sending you direct mail with a “personalized reservation code” and a low 3%-4% interest rate to consolidate your high-interest credit card debt. You will be directed to coralfunding.com or mycoralfunding.com. More than likely you will not qualify for one of their debt relief loans and they will try and flip you into a more expensive debt settlement product.

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Coral Funding Review