At First Choice Consolidation Plus, they don’t lend money or broker loans. They provide loan and consolidation referral services instead. This means they may be able to help you find the right lender for your needs and get you the best rates possible. The company advertises its service at myfirstchoiceplus.com.
First Choice Consolidation Plus Summary
When it comes to securing a loan, you have plenty of options to choose from. However, this can also make the decision-making process quite difficult, as you want to be sure that you’re picking the best lender for your specific needs.
One option that has been receiving a lot of attention as of late is First Choice Consolidation Plus. But before you go with them, it’s important that you consider whether or not they’re really the best choice for you. To help you make a more informed decision, here’s a closer look at what they have to offer.
We examined their website and terms and conditions more closely and found some key points. Here are the most notable ones.
- This company provides loan and consolidation referral services.
- Loans available through their partners have an Annual Percentage Rate ranging between 4.99%-35.36%.
- The information you provide will be shared with lending partners and third parties in order to process your request.
- First Choice Consolidation Plus, Inc. is a Licensed Consumer Finance Lender in CA.

What is First Choice Consolidation Plus?

First Choice Consolidation Plus is not a lender; they do not broker loans or make credit decisions. Instead, they provide loan and consolidation referral services. This means that they can help connect you with potential lenders, but they cannot guarantee that you will be approved for a loan.
The website’s operator is not an agent or representative of any lender, and they do not endorse or charge for any products or services. Simply put, they are here to help you find the information you need to make the best decision for your financial situation.
As a company that has been in business for 5 years, First Choice Consolidation Plus takes great pride in its A+ rating with the BBB and its accreditation since 2020. With an average of 9 customer reviews and 0 complaints, they have a 5-star rating.
How does First Choice Consolidation Plus work?
First Choice Consolidation Plus offers a variety of debt consolidation options to suit your needs. Their specialists will work with you to create a personalized plan that fits your budget and best suits your needs. You can choose from a number of different consolidation plans. Once you’ve selected your plan, you will be redirected to a real debt consolidation company or lender that might be able to help you.
How to qualify?
There is no guarantee that you will be approved for a personal loan just by giving your information on the First Choice Consolidation Plus website. Your actual rate depends on things like your credit score, how much money you want to borrow, and how long you need to borrow it. These terms will be agreed upon between you and the lending partner.
First Choice Consolidation Plus BBB Reviews
First Choice Consolidation Plus is accredited by the BBB since 2020, with an average of 9 customer reviews and 0 complaints, They have a 5-star rating.
Here are some reviews:
Vivian T 04/17/2020
Carolyn E 04/03/2020
First Choice Consolidation Plus FAQs
How much does First Choice Consolidation Plus charge?
The actual rate for a consolidation loan depends on your credit score, the amount of the loan, the term of the loan, and your credit usage and history. The total amount you will pay on loan will be agreed upon by you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.
Are there any pre-payment penalties?
First Choice Consolidation Plus does not charge prepayment fees so you can pay off your loan early without penalties. This makes it an excellent option for borrowers who want the flexibility to pay off their loans on their terms.
How does First Choice Consolidation Plus affect your credit?
When you check your rate, they’ll make a soft inquiry on your credit report. This is only visible to you and doesn’t affect your credit score. However, when you apply for credit, their lending partners may do a hard inquiry that could lower your score.
They’ll share the information you provide with third parties to process your request.
How to cancel First Choice Consolidation Plus?
Before taking out a personal loan, ensure you are confident in your decision. Once the funds have been transferred into your account, you cannot cancel or reverse the transaction. To avoid any changes or cancellations later on, consider everything upfront and make sure you are certain of your decision.

Money troubles got you down? Check out these tips to help you get back on track.
Are you struggling to get your finances in order? Don’t worry, you’re not alone. Follow these simple tips and you’ll be on your way to a better financial future.
- The first step is to create a budget and stick to it. This will help you control your spending and leave room for other important expenses.
- Another tip is to consult with a financial advisor, who can explain your different options and help you set up a plan that suits your unique circumstances.
- And lastly, try not to stress too much about debt. Many companies are understanding and willing to work with customers to create a more manageable payment plan. All it takes is reaching out to their customer service team for more information.
Is First Choice Consolidation Plus legit or a scam?
For the past five years, customers needing financial assistance have been turning to Referral Service Provider, “FIRST CHOICE CONSOLIDATION PLUS” for help. They are not real lenders or debt consolidation companies, but they work with many different lenders and can help connect you with the one that best suits your needs. It is difficult to say how much their services will cost you as it depends on the particular lender they refer you to and their fees; They have an excellent rating with the Better Business Bureau, but most reviews were done in 2020 so there is not much recent customer feedback.
Lenders offer different interest rates and repayment terms for personal and business loans. To get the best deal, compare offers from multiple lenders and read customer reviews. This will help you avoid taking out an unaffordable loan.
Do you know myfirstchoiceplus.com? Leave your experience and review below!
First Choice Consolidation Plus
First Choice Consolidation Plus Review
For the past five years, customers in need of financial assistance have been turning to Referral Service Provider, “FIRST CHOICE CONSOLIDATION PLUS” for help. They are not a real lender or debt consolidation companies themselves, but they work with many different lenders and can help connect you with the one that best suits your needs. It is difficult to say how much their services will cost you as it depends on the particular lender they refer you to and their fees; They do have an excellent rating with the Better Business Bureau, but most reviews were done in 2020 so there is not much recent customer feedback.