Are you being sued by a debt collector? Don’t worry, there’s an easy way to beat them. All you need to do is show up in court.
Many debt collectors file lawsuits against consumers without actually being prepared to prove their case. This means that simply by showing up in court, the odds are in your favor, and the debt will be dismissed. So next time a debt collector comes knocking, don’t stress – just remember to show up!
We often ignore things that we know will eventually catch up to us. This is especially true when it comes to money. We may think that by avoiding something, it will go away on its own. Unfortunately, this is not the case when you have been sued by Midland Funding LLC.
Midland Funding LLC is a company that specializes in collections. They purchase debt from other companies and then attempt to collect that debt themselves. In many cases, they are successful. However, there are times when people choose to fight back.
There are a few reasons why you would want to respond to a lawsuit from Midland Funding LLC, even though you may know that you owe them money.
How Does Midland Funding LLC Work?
Midland Funding LLC is a debt collection company that specializes in buying consumer debt from other companies and suing consumers to collect on the debt.
Midland Funding’s business model is to purchase a consumer debt for about three cents for every dollar owed and then make a significant profit by suing the consumer and getting them to pay off the total debt.
While you may not be familiar with Midland Funding LLC, they are a significant player in the debt collection industry. And while you may not owe them any money directly, they have likely purchased some of your debt from another company.
Don’t let Midland Funding take advantage of you—make sure you show up to court. It’s important to protect your rights, and Midland Funding knows that most people choose not to answer or otherwise show up to court. However, by doing this, you’re giving them exactly what they want—a default judgment.
This means that Midland Funding wins its case against you because you didn’t bother to defend yourself. Then, they can garnish your wages or interfere with your bank accounts. Don’t let this happen—stand up for yourself and show up to court.
What is The Importance of Showing Up in Court Against Them?
You should always respond to a Midland Funding debt lawsuit because there is a good chance that the company will not have the required documentation to back up its claim. By simply responding to the lawsuit and asking Midland Funding to actually prove that you owe the debt, you may be able to get the company to drop the case entirely.
Even though you may know that you owe the debt, Midland Funding still has the burden of providing evidence such as:
- That they legally own your account with the outstanding balance.
- That the amount they claim you owe is accurate.
- That their lawsuit was filed within the applicable statute of limitations.
How to Appear in Court Against Midland Funding LLC?
You may be surprised to learn that responding to a debt collection lawsuit is not as difficult as you think. However, time is of the essence, so don’t delay. Here are a few things to keep in mind:
The court will expect you to file a document called an “Answer” in response to the lawsuit. In your Answer, you need to admit or deny every statement of fact that Midland Funding makes in the Complaint. You should also provide a brief explanation for why you do not believe you owe any money.
The three main things you need to keep in mind when filing an Answer are:
- Being responsive to each claim made in the Complaint.
- Asserting any relevant affirmative defenses.
- Making sure to point out the Answer within the required timeframe.
In terms of being responsive to the Complaint, this means admitting or denying every allegation listed in the Complaint’s numbered paragraphs. Most attorneys would recommend denying everything.
As for affirmative defenses, you have already paid off the debt, the company has already forgiven the debt, or the company is too late suing you (meaning that the lawsuit was filed after the statute of limitations expired).
Finally, it is important to note that you will need to mail your Answer to the appropriate court within the given timeframe.
Midland Funding Appears in Court?
Going to court can be a daunting experience, especially when you’re not sure what to expect. So, it’s no surprise that many people wonder whether Midland Funding LLC will show up to hearings.
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In most cases, Midland Funding LLC will appear in court hoping that the defendant doesn’t appear for the hearing.
Don’t let Midland Funding LLC intimidate you
Debt collectors like Midland Funding LLC often try to intimidate consumers with lawsuits. But you can fight back by simply showing up in court. By doing so, you’ll force them to face the consequences of their actions.Clearone Advantage, Credit Associates, Credit 9, Americor Funding, Tripoint Lending, Lendvia, Simple Path Financial, New Start Capital, Point Break Financial, Sagemore Financial, Money Ladder, Advantage Preferred Financial, LoanQuo, Apply.Credit9, Mobilend