Crown Street Funding Debt
Editorial Credit: Antonio Guillem

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Priority Plus Financial Review: Debt Relief Loans

Have you received a pre-approved offer from Priority Plus Financial?

Did your pre-approved offer include a pre-approval code as if you were personally selected for this offer?

Did your pre-approved offer state: “Your pre-approved for $41,000 through Priority Plus Financial”

Did your pre-approved offer include a check for $51,000?

Did your pre-approved offer show your interest rate being reduced from 17.2% to 2.92% APR?

Did your pre-approved offer show your new monthly payment is reduced from $1300 to $250?

Who is Priority Plus Financial? They aren’t a lender. They appear to be a lead generator primarily selling to debt settlement companies.

Seems a little good to be true?

And off you go looking for reviews. 

Is Priority Plus Financial Legit or a Scam? awarded Priority Plus Financial a 2-star rating (data collected and updated as of February 24, 2022). We hope the information below will help you make an educated decision on whether to do business with then company.

  • Priority Plus Financial is not a lender.
  • It appears that Priority Plus Financial is operating a typical bait and switch scheme – but not for themselves – for their lead buyers. They lure you in by sending you direct mail with a offering a ridiculous 2.92% interest rate to consolidate your high-interest credit card debt.
  • Priority Plus Financial doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for).
  • We are curious to find out how many of the consumers that were mailed this offer actually qualify for 2.92% interest.

Priority Plus Financial Reviews

According to the Better Business Bureau, Priority Plus Financial is less is ranked A but is less than two years old.

Priority Plus Financial BBB Reviews

Cheryl J – January 5, 2022 –

I worked with *** and while he seemed to be wonderful in the beginning, I later found out that he lied and misled me in numerous ways. He gave the definite impression of being helpful and transparent. He was accessible and answered my questions for the first 4 months. At that point, he stopped responding to calls and texts and referred me to Alleviate. THEN I discovered how much he had mischaracterized, misled and outright lied to me about. He skillfully kept me from talking with them until it was really too late to back out. He misrepresented his role in the process and he lied about how/when he was being paid. He lied about how the program worked and said there was a Covid-19 related program available in a few states that was eliminating the interest. He said that I would be paying the full amount I owed, when the **** is actually being settled and I’m paying less that what I owe. He lied about the impact on my credit score and the time frame of the resolution related to my credit score. I don’t know if He is an anomaly at Priority Plus or if the entire company operates this way. But…BEWARE! The debt solution company, Alleviate, that he worked with is FANTASTIC, though. Go directly to THEM if you’re looking for this service!

Connie M – September 17, 2021 –

I feel I was pressured into a debt modification program. I was set up on the program and a day later after receiving all the paperwork decided I didnt want to further damage my credit so I emailed my rep and told him I wanted it to be canceled. He said he would take care of it. 6 days later on the day we set the initial payment to come out it, my bank acct was charged . I emailed the rep and called and he called me back right away. He transferred me to the debt solution place to get it canceled, but I am so upset cuz it should have been done on Sept 10th and no charge should have been taken out at all!

We urge you to do your own research and due diligence on any company, especially when dealing with personal financial needs such as debt consolidation or debt relief.

We wish you luck and invite you to take a look at Crixeo’s Best Debt Consolidation Reviews of 2022.

Point Break Financial Review
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Point Break Financial Review

Point Break Financial is representative of what is plaguing the debt consolidation industry. Direct mail with low rates, selling leads for loans and bait and switch tactics to turn the customer into a debt settlement customer. We highly recommend doing your own due diligence on Point Break Financial‘s lead buyers before entering into any financial relationship with the company.

User Review
3 (1 vote)