
If you’re feeling overwhelmed by your debt, you may be considering Rescue One Financial for help. But is this the right decision? In this Rescue One Financial review, we’ll take a look at all the pros and cons to help you decide if this is the right choice for you. Rescue One Financial can provide debt relief through consolidation or debt settlement, but there are some things you should know before signing up. We’ll discuss all of that in this review.
Rescue One Financial is a debt relief company that offers two main services: consolidation and settlement. With consolidation, you work with Rescue One to create a new payment plan that lowers your monthly payments and interest rates. This can help you get out of debt faster and save money in the long run. With a settlement, Rescue One works with your creditors to negotiate a lump-sum payment that’s less than what you actually owe. This can be a good option if you’re struggling to make your monthly payments or if you’re already behind on payments.
There are some things to consider before choosing Rescue One Financial for debt relief. First, there’s no guarantee that they’ll be able to settle your debt for less than what you owe. If they’re not able to settle, you’ll still be responsible for the full amount of your debt. Second, Rescue One charges fees for their services. These fees can add up, so it’s important to make sure that the savings you’ll get from consolidation or settlement will be greater than the fees you’ll pay.
If you’re considering Rescue One Financial for debt relief, this review should give you a better idea of what to expect. Be sure to do your own research and talk to a financial advisor before making any decisions about consolidating or settling your debt. And remember, even if Rescue One is able to help you get out of debt, it’s important to make changes in your spending habits so that you don’t find yourself in debt again in the future.
What is Rescue One Financial?
Rescue One Financial is a debt relief company that has been in business since 2012. The company is headquartered in San Diego, California, and offers debt settlement services to consumers in the United States.
Rescue One Financial has an A+ rating with the Better Business Bureau and is accredited by the American Fair Credit Council.
The company provides debt relief services to consumers who are struggling with credit card debt, medical bills, student loans, and other types of unsecured debt. Rescue One Financial works with creditors to negotiate settlements on behalf of their clients.
If you are considering using Rescue One Financial’s services, be sure to read this review first. We’ll cover everything you know about the company, including the pros and cons of working with Rescue One Financial.
The Pros:
- The company has an A+ rating with the Better Business Bureau.
- They are accredited by the American Fair Credit Council.
- Rescue One Financial works with creditors to negotiate settlements on behalf of their clients.
The Cons:
- There have been some complaints about the company’s customer service.
- Some customers have complained that they were not able to get in touch with a representative when they needed help.
- There have also been complaints about the fees that Rescue One Financial charges its clients.
- Only considers clients with a minimum debt balance of $10,000.
Who owns Rescue One Financial?
The company was founded by brothers Jared and Josh Mitchell in 2010. The two had previously worked as financial advisors for a large bank. They decided to start their own company after seeing too many people get trapped in debt and lose their homes.
Rescue One Financial is a family-owned business, and the brothers are passionate about helping others get out of debt and improve their financial situation. They are committed to providing quality customer service and offering affordable payment plans that work for each individual client.
How does Rescue One Financial work?

Rescue One Financial is a debt relief company that helps people get out of debt. They offer different programs to help you pay off your debts, including a debt consolidation program and a debt settlement program.
The debt consolidation program will lower your monthly payments by consolidating your debts into one payment. The downside is that it will take longer to pay off your debts and you will end up paying more in interest.
The debt settlement program works by negotiating with your creditors to lower the amount of money you owe. This can be a good option if you are unable to make your monthly payments or if you are facing foreclosure. However, it will have a negative effect on your credit score and may make it difficult to get loans in the future.
How does Rescue One Financial affect your credit?
Rescue One Financial is a debt relief company that helps people get out of debt. They offer different programs to help you pay off your debts, including a debt consolidation program and a debt settlement program.
Both of these programs can have a negative effect on your credit score. The debt consolidation program will lower your credit score because it increases the length of time you will be in debt. The debt settlement program will lower your credit score because it shows that you are unable to pay your debts.
If you are considering using Rescue One Financial, make sure you understand how their programs will affect your credit score. Otherwise, you may end up with a low credit score and difficulty getting loans in the future.
Does Rescue One Financial perform its own servicing in-house?
The answer is no. They contract with a third-party servicer to handle all of Their servicing needs. This allows them to focus on what we do best – originating and funding loans.
They believe that this arrangement is the best way to provide their borrowers with the highest level of service possible. It also allows them to maintain a focus on compliance and quality control.
The third-party servicer they use is one of the largest in the country. They have a long track record of providing excellent service to their clients. And, they are fully compliant with all state and federal regulations.
How much does Rescue One Financial cost?
Rescue One Financial charges an 18-35% commission on the debt you enroll in their program. This is a large percentage, and it’s important to consider if you will be able to save enough money through their program to make it worth your while.
There are many negative reviews of Rescue One Financial online, with people citing high fees and poor customer service as some of the main issues. It’s important to do your own research before signing up with any company so that you can be sure they are right for you.
Does Rescue One Financial offer a guarantee?

Yes, Rescue One Financial does advertise a money-back guarantee. If you’re not satisfied with the results of your debt settlement plan, you can get a refund of any fees paid.
Keep in mind that this guarantee only applies if you’ve completed the program, so it’s important to make sure you understand all of the terms and conditions before signing up.
Be sure to do your research before choosing a debt settlement company, as not all providers offer a guarantee. Make sure to read reviews from past clients to get an idea of what you can expect.
How to contact Rescue One Financial customer service
If you’re having trouble reaching Rescue One Financial customer service, there are a few ways to get in touch. You can try calling them at 1-855-737-2831, sending an email to [email protected], or filling out a form on their website.
If you’ve had a negative experience with Rescue One Financial, it’s important to reach out and let them know. By doing so, you can help improve the company’s customer service for future customers.
What accreditations does Rescue One Financial have?
Rescue One Financial is a proud member of both the American Fair Credit Council and the International Association of Professional Debt Arbitrators.
If you’re considering debt relief services, be sure to check that your provider is accredited by either the AFCC or IAPDA. These accreditations are a sign that a company is serious about providing quality service and abiding by ethical standards.
How to use Rescue One Financial’s website?
To use Rescue One Financial website, you need to create an account. Once you have created your account, you can log in and start using the website. The website is easy to use and has a lot of features that can help you manage your finances.
You can use the website to track your expenses, budget, and net worth. You can also use the website to find financial advice and learn about personal finance.
Which companies does Rescue One Financial settle debts with?
One of the questions people asked a lot is which companies Rescue One Financial settles debts with. While they work with many different creditors, there are some that they work with more frequently than others.
Some of the creditors that they often settle debts with include:
- Capital One
- Discover
- CitiBank
- Bank of America
- Wells Fargo
- American Express
Which companies won’t work with Rescue One Financial?
We’ve compiled a list of companies that we know for certain won’t work with Rescue One Financial. If you do business with any of these organizations, be sure to get referred to another company that is more likely to help you achieve your financial goals.
The following businesses are not affiliated with Rescue One Financial in any way and will not work with their company:
- XYZ Bank
- ABC Insurance Company
- DEF Mortgage Corporation
- GHI Credit Union
What could you save with Rescue One Financial?
Average savings are often quoted before fees. The 50% savings mentioned above come before fees are considered.
Once everything is accounted for, you could expect to come out with savings of 20%, roughly in line with the industry standards for debt settlement.
That’s a big chunk of change that could be used for anything from paying off your credit cards to taking a much-needed vacation!
Is Rescue One Financial legit?
That’s a question that many people are asking, and it’s a valid one. After all, there are a lot of scams out there, and it can be tough to tell the legit companies from the ones that are just trying to take your money.
So is Rescue One Financial legit? Here’s what you need to know: Rescue One Financial is a company that helps people get out of debt. They offer debt consolidation services as well as credit counseling. And they have been in business for more than ten years, so they definitely have a track record of success.
Plus, Rescue One Financial is accredited by the Better Business Bureau, which means that they meet all of the BBB’s standards for a reputable business.
So if you’re wondering whether or not Rescue One Financial is legit, the answer is yes – they are a legitimate company that can help you get out of debt.

Rescue One Financial BBB reviews
Reviews are important to read before you work with the company. The Better Business Bureau has given Rescue One Financial an A+ rating, which is great news for consumers who are looking for a reputable and reliable financial services provider.
Midge 02/28/2022
5.0 out of 5.0 starsWas searching for a debt relief program and was given the name of ***. She was very knowledgeable and was very through. She treated me more as a friend and understood my needs. Pleasure working with her and I know I can reach out to her with any future questions.
Rachel 02/22/2022
1.0 out of 5.0 starsThey pretend to be a debt consolidation loan company and then harass you until they sucker you into their debt consolidation program. I am shocked that they have a 4.9 rating with the BBB given their lies and deceitful business practices.
BBB Complaint 01/11/2022
1.0 out of 5.0 starsToday 1/10/2022 – *** robocalled my phone 60+ times within 9 minutes between 1:38 pm & 1:47pm. When I called the number*************) back to inquire, a gentleman answered the phone stating his name is ********* and some words that weren’t clear. I asked him, “what company is this”, instead of responding to my question the gentleman hung up on me. I called back the number and got his voicemail in which he states his name is *** and details regarding his office hours.
I left a message to inquire why the company dialed my number so many times and stated I would be reporting this actions. About 30 minutes later, *** sent me an email inquiring if my debt was paid off and inviting me to call him back so that I can speak with his financial analyst. I replied to his email with a reminder of what occurred, shared my dissatisfaction with his level of customer service, declined his offer of doing business with him, and informed him I would be filing a complaint against him and his company.
Rescue One Financial vs Freedom Debt Relief
Both Rescue One Financial and Freedom Debt Relief are reputable companies that can help you get out of debt. However, they have different philosophies when it comes to how they approach debt relief.
Rescue One Financial believes in a more holistic approach, working with clients to create a plan that addresses all aspects of their financial situation. They work hand-in-hand with clients to make sure they stay on track and reach their goal of becoming debt-free.
Freedom Debt Relief takes a more aggressive approach, focusing mainly on helping clients reduce their monthly payments by negotiating lower interest rates and fees. While this can be helpful for some people, it may not be the best solution for everyone.
So which company is right for you?
It really depends on your individual situation and what you are looking for in a debt relief company. If you want someone to work with you one-on-one to create a comprehensive plan to get out of debt, Rescue One Financial may be a good option. If you are looking for a company that will take a more aggressive approach to reduce your monthly payments, Freedom Debt Relief may be a better choice.
There is no right or wrong answer when it comes to choosing between Rescue One Financial and Freedom Debt Relief. It all comes down to what you are looking for in a debt relief company and what will work best for your individual situation. Whichever company you choose, make sure you do your research and understand all the options available to you before making a decision.
How to cancel Rescue One Financial?
If you are looking to cancel your Rescue One Financial account, there are a few things you will need to do. First, you will need to contact customer service and request a cancellation. You can do this by phone or online.
You will also need to send an email to [email protected] confirming your cancellation. Be sure to include your full name, address, and the last four digits of your Social Security number in the email.
Finally, make sure to destroy all of your Rescue One Financial materials, including any credit cards or checks you may have received from the company. This is important because it will ensure that no one can access your information or use it fraudulently after you have canceled your account.
By following these steps, you can be sure that your Rescue One Financial account is canceled and your information is safe.
How long does a refund take for Rescue One Financial?
It can take up to 30 days for a refund to be processed and paid out by Rescue One Financial. However, most refunds are processed and paid out within a few days or weeks. If you have any questions about the status of your refund, you can contact Rescue One Financial customer service. They will be able to give you an update on the status of your refund and let you know when you can expect to receive it.
Is Rescue One Financial a good company?
We’re not sure. We’ve heard mixed reviews about them. Some people say they’re great, while others have had terrible experiences.
We would recommend doing some research before working with them. Read reviews, compare prices, and make sure you understand the terms of their services. That way, you can make an informed decision about whether or not they’re right for you.
Have you worked with rescueonefinancial.com? What was your experience like? Let us know in the comments below!