Crown Street Funding Debt
Editorial Credit: Antonio Guillem

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Ridgestone Funding Review: Debt Relief Loans

Have you received a pre-approved offer from Ridgestone Funding?

Did your pre-approved offer include a pre-approval code as if you were personally selected for this offer?

Did your pre-approved offer state: “Your pre-approved for $49,000 through Ridgestone Funding”

Did your pre-approved offer include a check for $49,000?

Did your pre-approved offer show your interest rate being reduced from 17.2% to 2.92% APR?

Did your pre-approved offer show your new monthly payment is reduced from $1,248 to $250?

Who is Ridgestone Funding? They aren’t a lender. They appear to be a lead generator primarily selling to debt settlement companies.

Seems a little good to be true?

And off you go looking for reviews. 

Ridgestone Funding Review: Not A Lender - Is It A Scam Or Legit? 1



Ridgestone Funding Review: Not A Lender - Is It A Scam Or Legit? 2
Ridgestone Funding Review: Not A Lender - Is It A Scam Or Legit? 3

Is Ridgestone Funding Legit or a Scam?

Crixeo.com awarded Ridgestone Funding a 2-star rating (data collected and updated as of December 27, 2021). We hope the information below will help you make an educated decision on whether to do business with then company.

  • Ridgestone Funding is not a lender.
  • It appears that Ridgestone Funding is operating a typical bait and switch scheme – but not for themselves – for their lead buyers. They lure you in by sending you direct mail with a offering a ridiculous 2.92% interest rate to consolidate your high-interest credit card debt.
  • Ridgestone Funding doesn’t tell you that you need excellent credit to qualify for a loan with that low-interest rate (which you have been supposedly pre-approved for).
  • We are curious to find out how many of the consumers that were mailed this offer actually qualify for 2.92% interest.

Ridgestone Funding Reviews

We were unable to locate any Better Business Bureau file on the company. Very suspicious.

We urge you to do your own research and due diligence on any company, especially when dealing with personal financial needs such as debt consolidation or debt relief.

We wish you luck and invite you to take a look at Crixeo’s Best Debt Consolidation Reviews of 2022.


Ridgestone Funding Review
  • Ridgestone Funding
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Ridgestone Funding Review

Ridgestone Funding is representative of what is plaguing the debt consolidation industry. Direct mail with low rates, selling leads for loans and bait and switch tactics to turn the customer into a debt settlement customer. We highly recommend doing your own due diligence on Point Break Financial‘s lead buyers before entering into any financial relationship with the company.

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User Review
2.5 (2 votes)