Whether you’re looking for a personal loan to consolidate debt, finance a home improvement project, or cover unexpected expenses, Smarter Capital Group can help you find a lender. They work with a network of independent lenders who offer different types of loans, so you can choose the one that best suits your needs. They advertise their services at smartercapitalgroup.com.
Smarter Capital Group Summary
When it comes to personal loans, Smarter Capital Group is a name that is becoming increasingly popular. So, we decided to take a closer look and see what this company is all about.
We discovered some interesting facts during our investigation of their website and terms and conditions.
- The company does not lend money or engage in any lending activities. They are not a bank or financial institutions.
- A customer’s loan amount, term, and APR may vary based on credit determination and state law.
- Minimum loan amounts vary by state.
- You may not receive credit from a Lender if, after applying, they find that you no longer meet the requirements.
- Annual Percentage Rates (APR) range from 2.92% to 24.99%.
There are also a few things you should know.
- First, the approval process may take longer if additional documents are requested.
- Secondly, loan terms will vary based on credit determination and state law.
What is Smarter Capital Group?
Smarter Capital Group works with a network of independent lenders to help you get the credit you need. They’re not a lender themselves, but they have the relationships to connect you with multiple lenders. Whether you’re looking for a personal loan or to consolidate your debt, they might help you find a solution for your needs.
Smarter Capital doesn’t have a BBB account or rating, and their Trustpilot account only has 3 reviews with a 4.0 rating.
If you’re trying to get in touch with Smarter Capital Group, your best bet is to email them at [email protected] or give them a call at (855)-288-5470. We couldn’t find a physical address on their website.
How does Smarter Capital Group work?
Smarter Capital Group works by connecting you with different lenders and will help find a loan that fits your needs. With Funding available for over $10,000, you could receive the money you need in 5 Days or Less.
Their loans can be used for a variety of purposes, including consolidating debt, financing home improvement projects, paying for healthcare expenses, and more.
How to qualify for Smarter Capital Group?
In order to be approved for an account with Smarter Capital Group, your application will need to go through a review process. This will include verifying your credit history and score, as well as making sure that your monthly expenses are affordable. Additionally, they will need to verify your employment and income. The originating lender will be the creditor for all accounts, not Smarter Capital Group.
Smarter Capital Group BBB Reviews
Smarter Capital Group is not currently rated by the BBB, but they do have a verified account with Trustpilot. They have a 4.0 rating on Trustpilot, with 3 reviews.
Smarter Capital Group FAQs
How much does Smarter Capital Group charge?
Smarter Capital Group is a website that provides referral services. They don’t disclose their fees anywhere on their site, so we did a thorough search to try and find out how they get paid. Unfortunately, we couldn’t find any information.
Are there any pre-payment penalties?
Prepayment penalties will not be applied if you choose to pay off your loan early.
Does Smarter Capital Group affect your credit score?
When you’re considering taking out a loan, one of the things you may wonder about is how it will affect your credit score. It’s important to know that simply getting a free consultation from a lender won’t have any impact on your score. However, going ahead with the loan and having the lender do a credit check can lower your score.
How to cancel Smarter Capital Group?
Once you have been approved for a personal loan and the funds have been deposited into your account, you cannot cancel or reverse the loan. If you need to cancel the loan for any reason, you must do so before the money is disbursed.
If you’re struggling to pay your bills, here are a few tips that may help you get back on track.
- Create a budget and stick to it: This will help ensure you only spend what you can afford, and avoid getting into a difficult financial situation.
- Talk to a financial advisor: They can assist you with exploring your options and developing a plan that is right for your individual circumstances.
- Reach out to their customer service team: They may be able to help arrange a payment plan that is more manageable for you.
Is Smarter Capital Group legit?
After conducting some research, we believe that smartercapitalgroup.com is a legitimate company. They don’t have an account with the Better Business Bureau, but they are verified on Trustpilot with a 4.0 rating. Although there aren’t many consumer reviews for this company, we believe it to be legitimate based on the available information.
There are a few things to consider before choosing a company to do business with. It is important that you take the time to research various businesses and read customer reviews. This way, you can be confident you are making the best decision for your needs.
Have you had any experience with Smarter Capital Group? We’d love to hear about it in the comments below.
Thank you for reading.Clearone Advantage, Credit Associates, Credit 9, Americor Funding, Tripoint Lending, Lendvia, Simple Path Financial, New Start Capital, Point Break Financial, Sagemore Financial, Money Ladder, Advantage Preferred Financial, LoanQuo, Apply.Credit9, Mobilend
Smarter Capital Group Review
Smarter Capital Group Review
Smarter Capital Group doesn’t have an account with the Better Business Bureau, but they are verified on Trustpilot with a 4.0 rating.
User Review( votes)