TriPoint Lending is a marketing lead generator and a duly licensed California finance lender. They advertise personal loans on their website, tripointlending.com.
Tripoint Lending Summary
You may have heard of Tripoint Lending, a company that has been gaining popularity in recent months. But what are they all about? We decided to investigate, and our research led us to give them a 2.5-star rating.
While investigating their website and reading through the fine print, we found some interesting facts.
- Annual percentage rates (APRs) through TriPoint Lending range from 5.49% APR (AA) to 30.00% APR for first-time borrowers.
- The minimum loan amount is $5,000.00. The maximum loan amount is $100,000.00.Â
- There is no guarantee that you will be eligible for credit, and you must meet other conditions to qualify.
- You may be contacted in the future via electronic mail, telephone, SMS, or other forms of media, both physical and electronic, from TriPoint Lending or its third-party affiliates.
What is TriPoint Lending?
Alleviate Financial, LLC, does business as TriPoint Lending. The company is a marketing lead generator and duly licensed California finance lender that offers financial relief to its clients. With four years of experience, they are located at 4 Park Plaza, Suite 1400, Irvine, CA, and can be contacted at (800) 307-1789.
TriPoint Lending is a top-rated company with an A+ rating from the BBB. They have been accredited since 2018 and have an average of 221 customer reviews. In the last three years, they have had nine complaints closed.
How does TriPointLending.com work?
TriPointLending.com offers loans with fixed interest rates, so your monthly payments will stay the same. Select the loan that meets your needs from their available options to get started. Applying is quick and easy, and you can receive your funds in as little as minutes. Eligibility is not guaranteed and requires that you meet credit and other conditions.
How much does TriPoint Lending cost?

Annual percentage rates through TriPoint Lending range from 5.49% APR to 30.00% APR for first-time borrowers.
They offer rates of 35.99% APR or lower to customers who come to us through paid Google or Bing advertisements – and terms can be anywhere from 61 days to 180 months. Your final rate will depend on your credit score, the amount you borrow, the repayment term you choose, and your credit history and usage.
Tripoint Lending BBB Rating & Reviews
Tripoint Lending BBB rating is A+. They have been accredited since 7/10/2018 and have an average of 221 customer reviews. They have had nine complaints closed in the last three years.
Here are some TriPoint Lending BBB reviews:

From what I am seeing, this is a big a** scam. All the 5-star reviews look like robot responses. The mailer I got in the mail even says personal loan. If it were real, then I would have gone for it, but now there is no way I’m taking a risk like this with my credit.

All 5 Star ratings must be from people that work for or know someone that works for Tri-point. I get letters in the mail almost monthly, with my pre-qualified amount getting larger every month. When I called in to speak to someone, I made it a point to tell them it was a loan that I would use to pay off other debt and use some for home improvements.
Like others have said, they try and get you to agree to a debt consolidation loan which is not what they advertise in the letter they send out. when talking to “***,” he stated, “it only looks like a consolidation loan, but it was not.” I asked to speak to a supervisor, and the supervisor said the same when I told them I was not interested. The supervisor used a few choice words and told me that if I didn’t know what I wanted, I would quit wasting their time.
I wouldn’t recommend this company to anyone. Use the resources you have to find a better company to work with. I hope they get fined or sewed for false advertisement and try to take advantage of people in the hard times and act like they are better than the people they claim to help. Please do yourself a favor and find another company. there are plenty out there.

********* is an awesome guy who handled everything precisely as you should, explained everything you needed to know, and made the process painless! Thank you ********

I had a fantastic experience with TriPoint Lending. In particular, the Client Advocate, ******************, was outstanding and is honestly deserving of huge corporate advancement. ******* was well within all professional courtesies for all our scheduled appointments, was extremely knowledgeable and understanding, and explained and answered all my questions in detail.
It was apparent she had my best interest at heart! In the end, though, I decided to forgo the assistance that included a fully approved loan that ******* worked to put together and get approved. Still, ******* was right there to say she fully understood my decision (after all her hard work and time consumed) and wanted me to reach out to her if I needed any credit/debt assistance in the future. I will go nowhere else if I pursue assistance in the future. Thank you, TriPoint, for putting such a great advocate on your staff, and thank you, *******, for all your help. It made a huge and lasting impression on me!!
TriPoint Lending FAQs
Is Tripoint Lending A Scam?
Is Tripoint Lending a scam? Overall, it appears that Tripoint Lending is not a scam but rather a legitimate lender offering personal loans at competitive rates. However, it’s important to read all of the terms and conditions carefully before signing up for any loan to ensure that you understand all of the fees involved and what kind of repayment schedule you will be expected to adhere to.
How to qualify for Tripoint Lending Debt Consolidation?
You may be eligible for Tripoint Lending debt consolidation if you meet specific credit and other conditions, including:
(a) Maintaining the criteria for this offer;
(b) Having a credit report and history that meets our established criteria;
(c) Having a monthly debt-to-income ratio below 50%;
(d) Being employed for at least one year.
Eligibility is not guaranteed.
How does TriPoint Lending affect your credit?
When you’re looking to take out a personal loan, one thing to be aware of is that lenders will usually make a hard inquiry into your credit history. This can potentially lower your credit score by around five points.
Are there penalties for early payment of your loan?
If you pay off your loan early, you will not be charged any additional fees or penalties. The amount of interest you pay is based on the outstanding balance of your loan, so making early payments will also reduce the amount of interest you owe. Any fees already paid, such as origination or processing fees, are non-refundable.
Will Tripoint Lending Hurt My Credit?
Will Tripoint Lending hurt my credit? When you take out a loan, your credit score may be affected in both positive and negative ways. On the one hand, having an installment loan on your credit report can help to improve your score because it shows that you can handle debt responsibly. However, if you miss payments or default on a loan, this could have a negative impact on your credit score.
Does pre-approved mean that you are guaranteed approval?

If you respond to TriPoint Lending’s offer and it turns out that you no longer meet the criteria for creditworthiness, your loan application may be denied. This can happen if your credit score has gone down recently. They also won’t have your income information until you apply for a loan, so if you don’t make enough money to support your loan payments, your application could be rejected for that reason.
How to cancel Tripoint Lending?
If, before approval, you decide that taking out a personal loan is not suitable for you, cancel the process. However, once loan approval is received, the disbursement will follow, and at that point, cancellation is no longer an option.
Is Tripoint Lending Legit?
Is Tripoint Lending Legit? Although Tripoint Lending has an A+ rating on the BBB, they have mixed reviews online. Some people have had positive experiences with the company, while others have found them less than legitimate.
tripointlending.com appears to be a legitimate company based on our comprehensive research. However, as with any company you do business with, we advise that you read customer reviews and do your research before making a decision.
Do you know anything about Tripoint Lending? Please share your thoughts and experiences in the comments section below.
Tripoint Lending Review
Tripoint Lending Review
 Some people have had positive experiences with the company, while others have found them to be less than legitimate. Tripointlending.com appears to be a legitimate company based on our extended research. However, as with any company you do business with, we advise that you read customer reviews and do your own research before making a decision.
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