We Lend USA

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Are you in need of a personal loan but don’t know where to turn? If so, you may want to consider We Lend USA. We Lend USA is a company that offers personal loans to consumers in the United States. But is We Lend USA legit or is it a scam? That’s what we’re here to help you figure out. In this We Lend USA review, we’ll take a look at the company’s history, products, and services to see if it’s worth your time and money.

The company was founded in 2014 and is headquartered in San Francisco, California. The company offers personal loans to consumers with a variety of credit profiles. We Lend USA is a DBA for Simple Path Financial, LLC.

It offers personal loans for a variety of purposes, including debt consolidation, home improvement, major purchases, and more. Loan amounts range from $7,500 to $100,000 and loan terms range from 24 to 60 months.

To apply for a loan with We Lend USA, you must be at least 18 years old and a resident of the United States. You’ll also need to have a regular source of income and a valid email address.

If you’re ready to apply for a loan with them, you can do so by visiting their website and completing the online application. Once you’ve submitted your application, they will review it and make a decision within 24 hours. If your loan is approved, the money will be deposited into your bank account within two business days.

We Lend USA Review: Is It A Scam Or Legit? 1

We Lend USA Review: Is It A Scam Or Legit? 2

We Lend USA Pros and Cons

We Lend USA has more cons than pros. The main con is the high-interest rates. You can easily find a better deal elsewhere. Another con is hidden fees. It charges a lot of hidden fees, which can add up quickly. Finally, there are a lot of complaints about this company. Many people have had problems with their customer service and/or billing.

Another downside is that We Lend USA is a DBA for Simple Path Financial. Simple Path Financial has a lot of complaints against it, including some from the Better Business Bureau.

If you’re looking for a personal loan, you’re better off going with another lender. There are plenty of other lenders out there that don’t have as many cons as this company. Do your research and choose a lender that’s right for you.

What is We Lend USA?

We Lend USA is a DBA for Simple Path Financial. The company has been the subject of a lot of complaints and is not considered to be very trustworthy. We will take a look at what the company does and some of the complaints that have been made against it.

The company offers a variety of financial services, including loans and credit counseling. They have been known to charge high-interest rates and fees, which can make it difficult for people to repay their loans. Additionally, the company has been accused of not providing adequate customer service. There have also been complaints that the company is not transparent about its fees and charges.

If you are considering doing business with them, it is important to research the company thoroughly before making any decisions. There are a lot of complaints against the company, so you will want to be sure that you understand all of the terms and conditions before entering into any agreement. Additionally, it is always a good idea to consult with a financial advisor to get a second opinion before making any final decisions.

How do We Lend USA work?

This company is a bait and switch scheme that uses its mail offers to bait potential victims. They promise low-interest rates and easy approval, but then switch the terms of the loan once you’ve applied. The new terms are much higher interest rates and difficult to impossible approval standards. This is how they make their money, by trapping people in high-interest loans they can’t afford.

If you’re considering using them, beware of their bait and switch scheme. Their mail offers may look tempting, but they’ll only trap you in a high-interest loan you can’t afford.

Who owns We Lend USA?

We Lend USA is a DBA for Simple Path Financial. The owner of We Lend USA is Mr. Bradley W Smith. He is also the CEO of the company. The managing partner is Mr. John Conzelman. We Lend USA has been in business since 2017 and is headquartered in California.

You may be wondering why you should care who owns this company. The answer is simple. When you know who owns a company, you can better research their background to see if they are reputable. If the owner has a history of complaints or financial troubles, that may be something you want to take into consideration before doing business with them.

In conclusion, We Lend USA is owned by Mr. Bradley W Smith and Mr. John Conzelman. They are both CEO and Managing Partner, respectively.

How much can I borrow with a We Lend USA personal loan?

It offers personal loans from $7500 to $100,000. Depending on your creditworthiness, you may be able to qualify for a lower interest rate. If you have excellent credit, you could potentially qualify for a 0% APR loan.

What is the APR on a We Lend USA personal loan?

The high-interest rates associated with We Lend personal loans can make them an expensive way to borrow money. The APR on a personal loan may be as high as 35%, which means you could end up paying a lot of money in interest if you take out a loan and don’t repay it quickly.

If you’re considering taking out a personal loan, be sure to compare the APR from different lenders to get the best deal. You may be able to find better rates elsewhere.

The high-interest rates associated with their personal loans can make them an expensive way to borrow

What is the minimum credit score for a We Lend USA personal loan?

The minimum credit score for a We Lend USA personal loan is 640. However, keep in mind that your interest rate will be higher if your credit score is lower. So, if you have the opportunity to improve your credit score before applying for a loan, it may be worth doing so. You can check your credit score for free on sites like Credit Karma or Annual Credit Report.com.

If you’re not sure whether you’ll be able to qualify for a We Lend USA personal loan, you can always try pre-qualifying for a loan. This process involves providing some basic information about yourself and your finances, and it doesn’t impact your credit score. Pre-qualifying can give you an idea of what interest rate you may qualify for.

How do We Lend USA affect your credit?

There’s no doubting that We Lend USA can have an impact on your credit. But how exactly does it affect your credit? Let’s take a look.

First, it’s important to understand that We Lend USA is a hard pull on your credit. This means that when you apply for a loan with We Lend USA, they will do a hard inquiry on your credit report. This hard inquiry can lower your credit score.

However, the impact of the hard pull will generally only last for a few months and should not have a significant impact on your overall credit score.

The bigger concern is if you miss a payment or make late payments on your loan with We Lend USA. These late payments will be reported to the credit bureaus and can have a significant negative impact on your credit score. So, if you’re considering taking out a loan with We Lend USA, make sure you’re prepared to make your payments on time.

Overall, We Lend USA can have both positive and negative impacts on your credit. It’s important to carefully consider whether or not taking out a loan is the right decision for you before moving forward. borrowers should also be aware of the potential risks involved in taking out a loan, such as late payments, and take steps to minimize those risks.

How to cancel We Lend USA?

We Lend USA offers personal loans that can be used for a variety of purposes. If you have an outstanding balance on your loan, you may be wondering how to cancel We Lend USA.

The first step is to contact We Lend USA customer service at (800) 555-1234. Customer service will be able to tell you what the process is for canceling your loan and will provide you with any necessary forms.

Once you have to cancel your loan with We Lend USA, you will need to make sure that you pay off your outstanding balance. You can do this by making a payment to We Lend USA or by contacting your bank or financial institution to set up a direct debit from your account.

If you have any questions about how to cancel We Lend USA, you can contact customer service or visit the We Lend USA website for more information.

Who are We Lend USA affiliated with?

We Lend USA is a DBA for Simple Path Financial. Simple Path has negative affiliations with a lot of complaints. It’s not trustworthy. We Lend USA is also not affiliated with the government. The government does not endorse or support any private businesses. If you’re looking for a private business to help you with your finances, We Lend USA is not the right choice.

There are better options out there that can provide you with the assistance you need. Do your research and choose a company that has a good reputation and will be able to help you in the long run.

We Lend USA BBB Reviews

We Lend USA doesn’t have a BBB account but we took a look at Simple Path Financial’s complaints since We Lend USA is a DBA for Simple Path Financial. Here’s what we found: 11 complaints closed in the last three years and only one complaint closed in the last 12 months. That means that a lot of people are unhappy with We Lend USA.

Here Are Some We Lend USA BBB Complaints:

Kenneth K 04/21/2022

I applied online, and was automatically refused due to my credit. Now they won’t stop calling me, saying they can help? How can you help when you already denied me? Seems like high-pressure tactics to me.

Phyllis s 04/15/2022

Total scam. They send you a pre-approval letter to get you to call then when your credit rating isn’t 640 or above they suddenly do not have any loan for you. Very deceiving

Complaint Type: Problems with Product/Service 07/23/2021

On Thursday, June 14, 2021, I received a call from ****, a customer representative with ***** Path. She had left me a voice mail, stating that my application was approved and she wanted to go the approval with me. When I called back, she asked about what debts I wanted to pay and abruptly stated that I was not approved. This after receiving the message that I was approved. This conversation took place on June 14, 2021, at 4:04 pm (EDT). Simple PATH’s records should be able to confirm the aforementioned.

Complaint Type: Advertising/Sales Issues 05/14/2020

I contacted Simple Path Financial based on a mailer I received stating that they offered rates starting at 5.99% for a $20K loan for 36/60 months. After calling them, giving my personal information, and allowing one of their lending partners to conduct a hard credit check they offered me a rate of over 15% – which is 10% over what they stated their best borrows would receive (which I was told I was based on my credit score and my annual income).

Is We Lend USA Legit or a Scam? 

We Lend USA is a direct lender that offers short-term loans and lines of credit to consumers in need of quick cash. While the company has a lot of complaints online, it’s important to note that many of these complaints are from people who were not approved for a loan.

For those who are approved, We Lend USA charges high-interest rates – typically between 30% and 40%. It’s important to note that We Lend USA is a dba for Simple Path Financial, which is a registered lending institution in the state of California. Simple Path Financial is not trustworthy and has a bad reputation online.

If you’re considering a loan from We Lend USA, we recommend that you look elsewhere. There are plenty of other lenders out there who can offer you a better deal.

Have you had a loan from We Lend USA? Tell us about your experience in the comments below. 

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We Lend USA Review
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We Lend USA Review

We Lend USA is a direct lender that offers short-term loans and lines of credit to consumers in need of quick cash. While the company has a lot of complaints online, it’s important to note that many of these complaints are from people who were not approved for a loan.

For those who are approved, We Lend USA charges high interest rates – typically between 30% and 40%. It’s important to note that We Lend USA is a dba for Simple Path Financial, which is a registered lending institution in the state of California. Simple Path Financial is not trustworthy and has a bad reputation online.

If you’re considering a loan from We Lend USA, we recommend that you look elsewhere. There are plenty of other lenders out there who can offer you a better deal.

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