Speedy Cash Payday Loans are a convenient way to get cash quickly. Founded in 1997 and based in Wichita, KS, Speedy Cash is a trusted direct lender offering payday loans in 15 states across the USA. These payday loans are available for those times when you need money fast and can help you out of a jam. The company advertises its services at speedycash.com.
Speedy Cash Summary
Prior to selecting a lender for a personal loan, it is essential to thoroughly investigate your options. Speedy Cash is a company that has been garnering attention lately, but is it the right choice for you? To help you make an informed decision, you should look into their services in more detail. This article provides a closer look at what they offer, so you can ascertain if it is a suitable option for your
We just finished a comprehensive investigation of this company’s website and protocols. These are some significant discoveries that we revealed.
- It offers loans from $50-$26,000.
- Its rates range from 176.61% to 729.82%.
- The company offers payday loans with loan fees ranging from $5.36 to $420.
- Loans are available in 28 out of 50 states.
What is Speedy Cash?
Established in 1997, Speedy Cash provides a range of short-term financial solutions, including payday loans, installment loans, and title loans. With more than 200 physical locations across the US and easy online options, like online applications and loan extensions, they can be a great source of help. Their other names are Rapid Cash and Community Choice Financial, Inc. and their office is located in Dublin, OH. You can contact them by telephone at (888) 333-1360.
Currently, Speedy Cash holds an A+ with the BBB yet they have not been accredited by them. The business has had an average of 65 customer reviews and 407 complaints in the last 3 years. Because of the numerous negative reviews, the customers have given them a 1-star rating out of a possible 5-star rating.
How does Speedy Cash work?
Speedy Cash is an online financial service provider that offers a variety of loan options for borrowers. The process is simple; you can apply for a loan online, over the phone, or in person at one of their locations. After providing basic information and verifying your identity, you’ll be able to choose from a variety of loan options and complete the application process. Once approved, you’ll receive the funds you need quickly and conveniently.
How to qualify for Speedy Cash?
To apply for a loan, applicants must meet the minimum requirements to be approved. These include having a valid government-issued ID, proof of income, an active bank account, and a working contact number. Additionally, applicants must be of legal age and a resident of the United States. Once you have met these requirements, you can apply for a loan online with Speedy Cash and get the cash you need.
Speedy Cash BBB Reviews
At present, Speedy Cash has an A+ rating from the BBB, but they have not received official accreditation from them. Over the past three years, the company has had an average of 65 customer reviews and 407 complaints, which has resulted in a 1-star rating out of a possible 5 stars from their customers due to all their negative reviews.
Here are some reviews:
Lisa I 11/23/2022
Carmelita G 09/04/2022
Review from Kierra M 09/03/2022
Speedy Cash FAQs
How much does Speedy Cash charge?
Speedy Cash offers a variety of loan products, each with its own fees and charges. Generally speaking, Speedy Cash charges a loan fee, an origination fee, and interest on the loan amount. The loan fee and origination fee will vary depending on the loan product you choose, and the interest rate will depend on your financial history and credit score. You can find out exactly how much you’ll be charged by asking a Speedy Cash representative when you apply for a loan.
It offers loans ranging from as low as $50 up to as high as $26,000. The interest rates of these loans range from 176.61% to 729.82%, and the loan fees range from $5.36 to $420.
Are there any pre-payment penalties with Speedy Cash?
Speedy Cash does not have any pre-payment penalties associated with its loans. Customers are able to pay off their loans at any time without any additional fees. This makes it easy for customers to manage their finances and pay off their loans quickly.
How does Speedy Cash affect your credit?
Speedy Cash does not directly affect your credit score, as they do not report to any credit agencies. However, if you are late in making payments or default on a loan, this could have a negative impact on your credit score. It is important to make sure to meet your loan obligations in a timely manner in order to maintain a positive credit score.
How to cancel Speedy Cash?
It is important to remember that a personal loan cancellation is only possible before the loan amount is disbursed into your bank account. This means that once the loan amount is credited, it is not possible to reverse or cancel the loan application. It is therefore essential to be absolutely certain that the loan is necessary before applying for it, as once the loan amount is credited, you are obligated to pay it back with interest. Making sure to research loan options and understand the terms of the loan before applying can help to ensure that you are making the right decision.
Are you struggling to make ends meet? Here are some helpful tips to get you back on track.
Struggling to make ends meet can be a daunting and overwhelming experience. With the rising costs of living and the economic downturn, it can be difficult to make ends meet and keep your finances in check. However, there are some helpful tips you can follow to help get you back on track.
First, make sure you have an accurate budget. This will help you assess your current financial situation and make sure you are not spending more than you can afford. Make sure you factor in all of your expenses including bills, groceries, and other necessities. Once you have a budget, stick to it and try to limit any unnecessary spending.
Second, prioritize your debts. Make sure you are paying your priority debts such as rent, mortgage, and utility bills first. This will help ensure you avoid any late payment fees and can keep you from getting behind.
Third, look for ways to save. Start by cutting back on expenses and looking for ways to save money. Consider things like carpooling or using public transportation, turning off lights and appliances when not in use, and looking for discounts on groceries and other items. You may also be able to refinance your mortgage to save money.
Fourth, look into ways to make extra money. Consider taking on a side job or freelance work to help bring in extra income. You may also be able to sell items you no longer need or use.
Finally, be mindful of your credit score. Make sure you are staying on top of payments and not taking on too much debt. It is also important to be aware of any changes to your credit score and to make sure it is accurate.
By following these tips, you can help get your finances back on track and make ends meet. It may take some time and effort, but it will be worth it in the long run.
Payday Lender with Convenient Locations
When it comes to payday loans and cash advance loans, Speedy Cash in Knoxville, Tennessee has been a prominent name. However, accessing their services requires a speedy cash login on their website speedycash.com. While they do offer online loans, their physical locations, such as the one in Hutchinson, Kansas, maybe more accessible for individuals seeking financial assistance. Speedy Cash has various locations near me, including Salina, Kansas.
Nevertheless, despite their wide reach, there are several drawbacks associated with payday lenders like Speedy Cash. These lenders tend to have high-interest rates and short repayment terms, making it difficult for borrowers to break free from the cycle of debt. Additionally, their personal loans often come with strict requirements and limitations. It is important to consider all options and evaluate the terms before choosing Speedy Cash for your financial needs.
Is Speedy Cash legit or a scam?
Speedy Cash is a payday loan provider that offers services to customers across the United States. Although Speedy Cash has an A+ rating from the Better Business Bureau, they have not yet achieved official accreditation from them. Furthermore, customer reviews and complaints from the past three years have been less than stellar, giving Speedy Cash a 1-star rating out of a possible 5 stars from their customers. Overall, with 65 customer reviews and 407 complaints, it is clear that Speedy Cash has not been able to meet the satisfaction of its customers.
Before committing to a personal loan provider, it is essential to conduct the necessary research to make sure you are making the best choice. This includes looking at customer reviews, verifying the company has a positive background and is properly licensed and regulated, and ensuring that the services and loan terms are straightforward and reliable. Taking the time to review all of these factors will help to ensure you end up with the best possible loan provider and the most ideal loan agreement for your needs.
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Speedy Cash
Speedy Cash Review
Speedy Cash is a payday loan provider that offers services to customers across the United States. Although Speedy Cash has an A+ rating from the Better Business Bureau, they have not yet achieved official accreditation from them. Furthermore, customer reviews and complaints from the past three years have been less than stellar, giving Speedy Cash a 1-star rating out of a possible 5 stars from their customers. Overall, with 65 customer reviews and 407 complaints, it is clear that Speedy Cash has not been able to meet the satisfaction of its customers.
