The idea of not paying back money to any lender is never ideal, but if you do not adhere to your regular payments to the lender, it can become even more challenging. If you owe money to a creditor such as Bank of America, you’ll have to make some decisions. A repayment agreement can be negotiated, the debt can be consolidated, or you can settle your debt with Bank of America. Individuals can take advantage of a variety of financial services from BofA, including checking and savings accounts, credit cards, and personal loans, as well as mortgage loans. Bank of…