Are you being sued by Alliance One for an old debt?
Don’t let them get away with it! You can fight them in court!
Alliance One is one of the largest debt collection agencies and it is not uncommon for them to use unethical and inappropriate tactics to try and get people to pay what they allegedly owe. This can be extremely stressful and anxiety-inducing for those who are being harassed by a debt collector from Alliance One.
Alliance One debt collectors are known for their aggressive tactics. They may call you multiple times a day from different phone numbers, try to intimidate you on social media, or send threatening letters. If you’re being harassed by a debt collector, know your rights, and don’t let them bully you into paying more than you owe.
Alliance One’s Poor Reputation
If you’re behind on your bills, you may be dreading a call from Alliance One. This collections agency is known for being aggressive and unethical in its debt collection practices. Based in Pennsylvania, the agency has been the subject of many complaints from consumers who say that debt collectors have violated various provisions within the Fair Debt Collection Practices Act (FDCPA). If you’re dealing with Alliance One, it’s important to know your rights and protect yourself from illegal debt collection practices.
If you’re getting calls from Alliance One, it’s important to know your rights before you say anything or agree to pay any amount on the debt. According to the Better Business Bureau, people have filed complaints that Alliance One debt collectors use unethical communication methods that violate the FDCPA. They might even try to collect on a debt that you don’t owe. So if you get a call from them, don’t hesitate to assert your rights and get more information about the debt.
You Have Rights When It Comes to Debt Collectors Contacting You
The FDCPA is a federal law that protects consumers from abusive debt collection practices. Alliance One is a well-known debt collection agency that has been known to take advantage of consumers who may not be aware of their rights under the law. The FDCPA features a number of rules and regulations that stipulate what debt collectors can and cannot do when attempting to recover a debt. Some of the restrictions codified in the FDCPA concerning debt collector tactics include:
- A debt collector is not allowed to call you when you are at work
- A debt collector may not threaten legal action
- A debt collector may not use rude or offensive words when they talk to you by phone or in letters
- A debt collector is not allowed to call you before 8 am or after 9 pm
It Is Important to Know How to Defend Yourself
If you receive notice of a debt collection lawsuit from Alliance One Collections Agency, it is important to take appropriate action. Ignoring the legal proceedings will not make them go away. The debt collector may be more likely to win if you do not respond to the lawsuit.
There are a few things you can do if you’re facing a debt collection lawsuit:
- Never admit you are responsible for the debt. Remember that Alliance One is responsible for proving that you owe the debt.
- If you have been served with a complaint, it is important to file an answer with your Clerk of Court within the required time frame. This is typically 20-30 days after receiving the complaint.
- If you want to mail your answer to Alliance One, be sure to get a stamp from the Clerk of Court.
There are Some Things You Can Do
When you respond to the debt collection lawsuit, you have an opportunity to identify any weaknesses in Alliance One’s case. Additionally, keep in mind that the debt collector must be able to prove that you owe the debt. This means the company must be able to show convincingly that the following is true in order to get a judgment against you:
- The company has the right to take legal action
- You are the person who is responsible for the debt
- The amount you owe is listed in the complaint
If you are being sued by Alliance One for debt collection, there is a good chance you can win in court. Even if Alliance One has some evidence against you, you may be able to get the lawsuit tossed out of court. So don’t give up hope and continue fighting for your rights.
There are time limits for filing lawsuits, called the statute of limitations. If a company doesn’t file suit before this time limit expires, it may not be able to win its case.
If you have been sued by Alliance One after the statute of limitations has lapsed, you may be able to file a motion to dismiss the case.
If the firm you are suing has violated the Fair Debt Collection Practices Act, you may be entitled to compensatory damages. You might also be able to get reimbursement for your legal fees. Filing a countersuit could help you get the compensation you deserve.
What to Do If You Are Sued by Alliance One
If you are served with a debt collection lawsuit filed by Alliance One, here is what you need to do:
- If you are contacted by a collection agency, please note the time of the call and whether or not the caller used rude or offensive language
- Be sure to file your answer within the required time frame set by the court
- The defenses mentioned above, such as the statute of limitations, may be raised in the answer
- If you’re being pursued by a debt collection agency, know that they must be able to prove both that you owe the debt and that you are the one who owes it.
- If you’re being harassed by a debt collector, you might be able to file a countersuit. The Fair Debt Collection Practices Act (FDCPA) protects consumers from certain types of abusive behavior.
Debt collectors like Alliance One often use threats or false promises to try to get you to agree to repay the debt. However, you can often prevail against a debt collector in court by being prepared and knowing your rights.