Debt collectors like Asset Recovery Solutions often use aggressive and unethical tactics to get people to pay what they owe. This can include making frequent phone calls, trying to contact you on social media, or sending threatening letters. This behavior is not only stressful and upsetting but can also be difficult to deal with.
Negative Reputation of Asset Recovery Solutions
Asset Recovery Solutions is a company that uses aggressive and unethical methods to collect debts. They have been known to violate the Fair Debt Collection Practices Act, and have received many complaints from consumers. If you owe money to this company, be aware that they may use shady tactics to try and get it from you.
If you’ve ever been contacted by Asset Recovery Solutions, you should know that they may be violating federal law. Some consumers have filed complaints with the Better Business Bureau and/or the Consumer Financial Protection Bureau, alleging that the debt collectors have tried to contact them at work, through social media, or even by contacting friends and relatives. Additionally, they may try to collect money that you do not even owe. Be aware of your rights before speaking with them or agreeing to make any type of payment.
If you are being harassed by debt collectors or have been sued by Asset Recovery Solutions, don’t despair. There are steps you can take to fight back and protect yourself. Ignoring the problem will not make it go away – in fact, it will only make things worse. The debt collector will likely file a motion for a default judgment if you do nothing, which could allow them to seize your assets or garnish your wages. Take action now to defend yourself and improve your situation.
Know Your Rights
Asset Recovery Solutions is well-known for attempting to exploit consumers who may be unaware of their rights under the Fair Debt Collection Practices Act. The FDCPA establishes guidelines and regulations dictating what debt collectors are allowed to do and places restrictions on companies such as Asset Recovery Solutions. Some of these limitations include:
- If you are being contacted by Asset Recovery Solutions at work, they are not allowed to do so
- They can’t make any threats about lawsuits or try to call you at unreasonable hours
- They cannot try to call you at your house before 8 AM or after 9 PM
Debt collectors rely on consumers being unaware of their rights. However, if you know your rights under the Fair Debt Collection Practices Act (FDCPA), you stand a better chance of winning any lawsuit filed against you.
How to Defend Yourself Against Asset Recovery Solutions
If you are sued by Asset Recovery Solutions, it is crucial that you respond. Ignoring the lawsuit and hoping it will go away is not an option. If you do not respond, you are essentially giving up and allowing Asset Recovery Solutions to win. However, there are things you can do to improve your chances of success.
Never ignore the debt. Here are some things you can do to improve your answer:
- If you are ever contacted by Asset Recovery Solutions, do not admit that you owe the debt they allege. They must prove that you are the one who owes the debt, not the other way around.
- To respond to a lawsuit, you must file an Answer with your local Clerk of Court within the required time frame, which is typically 20 or 30 days.
- Mail your response to Asset Recovery Solutions, ensuring that the Clerk of Court has stamped it.
Defenses You Can Use in Your Answer
If you are being sued by a debt collector, you can use your answer to the lawsuit to point out any problems with the collector’s allegations. Remember that the debt collector must be able to prove that you owe the money they are claiming in the lawsuit. This means that Asset Recovery Solutions will have to show the following things before you can be proven to owe the debt:
- If you don’t pay what you owe, Asset Recovery Solutions will take legal action against you.
- You are the one who is responsible for the debt.
- The amount you owe is exactly what is claimed in the complaint. There is no room for negotiation on this matter.
If you are sued by Asset Recovery Solutions, there is a good chance you will win in court. The company may not be able to prove its case, which could lead to the lawsuit being dismissed.
If you have a case against Asset Recovery Solutions, you may be able to say that they did not file the suit within the statute of limitations. The statute of limitations is the time limit in which a person or entity can file a lawsuit against another person or organization.
You may be able to get your case dismissed if the statute of limitations has expired and Asset Recovery Solutions sued you. To do this, you would need to file a legal motion called a “dismissal with prejudice.”
There are a number of ways you can beat Asset Recovery Solutions in court. One is to file a countersuit if you have evidence that they’re in violation of the FDCPA. If you can prove it, you may be entitled to compensatory damages and have your legal fees paid.
If Asset Recovery Solutions Sues You, Here’s What You Should Do
- If you are being sued by a debt collector, there are a few things you should do:
- If a debt collector contacts you before 8 AM or after 9 PM, take note of the time and any offensive language used. Also, if the collector contacts you at work, be sure to document this as well.
- You’ll need to file an answer with the court within the timeframe they give you.
- If you are being contacted by Asset Recovery Solutions, there are a few things you should keep in mind. First, you may have defenses available to you, such as the statute of limitations. Second, you should insist on proof from Asset Recovery Solutions that the debt is actually owed and that you are the one who is legally responsible for it.
- If you feel that the debt collector has violated the FDCPA, you may want to file a counterclaim.