Credit Associates Review
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CreditAssociates

There is a reason CreditAssociates is ranked #1. They are a debt relief industry leader, working with clients to provide dependable and affordable debt resolution for credit cards and personal loans. Their team of professional debt consultants provides superior personal service with an emphasis on client satisfaction. Their software allows clients to track their progress through a user-friendly mobile app.

You can schedule a free consultation with Credit Associates by calling
800-853-5235

What Is CreditAssociates?

CreditAssociates has helped resolve millions of dollars of credit card debt for thousands of clients. Credit Associates helps those who are struggling with high-interest credit card debt by providing an affordable plan to be debt-free in 24-36 months, for a fraction of what is owed. Credit Associates has helped tens of thousands of people in the United States get on the path to freedom from credit card debt.

By combining their expertise in debt negotiation with a relentless pursuit of client satisfaction, CreditAssociates has quickly positioned itself as a market leader within the debt relief industry.

How Does Credit Associates Work?

CreditAssociates charges no upfront fees but only a percentage of the total debt for their services, which is standard for the industry. The mission is to resolve your debt within 24-36 months and get you out of debt for a fraction of what you owe. You won’t be charged any fees until your debt is successfully resolved.

Credit Associates Summary

  • Accreditation: American Fair Credit Council, Consumer Affairs, International Association of Professional Debt Arbitrators
  • Consultation: Free phone consultation
  • Costs: An industry standard percentage of the total debt enrolled
  • Customer Service: Telephone & email
  • Debts accepted: Credit card debt and personal loans. Minimum debt considered $10,000
  • Free resources offered: Debt relief blog, debt counseling service, state of the art client portal
  • Restrictions: Not available in all states
  • Service offered: Debt settlement through direct negotiations
  • Trust ratings: 9.6 Trustpilot score
  • Turnaround time: 24 to 36 months
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How Much Does It Cost To Use Credit Associates?

You pay nothing in advance and nothing until the negotiations with your creditors bear dividends.

You can expect to pay no upfront fees and a standard percentage of the debt enrolled. The company website offers plenty of free resources on its debt management blog. Take full advantage of these.

What Could You Save With Credit Associates?

Credit Associates charges a percentage of the debt enrolled. You can expect to save a significant amount off your total debt – but that saving does NOT include fees.

How To Sign Up With CreditAssociates

To schedule your free consultation, you’ll just need to fill in a simple form:

  • Visit the CreditAssociates website
  • Click Get free information
  • Select the amount of your debt from the drop-down
  • Complete your personal information then hit Submit

You can schedule a free consultation with Credit Associates by calling 800-853-5235

What’s Next?

Assuming you meet the criteria, a customer service representative will call you and discuss the terms and conditions of the program.

If you are in financial hardship, educate yourself as much as possible on debt settlement. Ensure you know what you’re getting into if you try to resolve debts in this manner.

You can then determine whether or not the program appears worthwhile given the level of your debt, the number of your repayments, and the savings you could make by dealing with CreditAssociates.

If you’re ready to proceed, you’ll be emailed documents to sign and return. The team will then get to work negotiating with your creditors.

You’ll be guided through setting up a secure private savings account. Each month, you make a single payment into that account for payment to your creditors. This simplifies your finances and leads to a more likely chance of success through the program.

All clients are provided with a personalized portal to view their progress and manage the details of their plan.

Verdict

With a great reputation, solid industry accreditation, and positive client reviews, there is no doubt that CreditAssociates has plenty to offer customers and that customers like working with them.

CreditAssociates is only available in 31 states, so clients have to check to see if they are eligible. The company only handles debts totaling over $10,000 with a focus on resolving credit card debt. While this is generally the case for any agency of this kind, it is worth noting that working with Credit Associates may have an impact on your credit score.

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CreditAssociates Review

There is a reason CreditAssociates is ranked #1. They are a debt relief industry leader, working with clients to provide dependable and affordable debt resolution for credit cards and personal loans. Their team of professional debt consultants provides superior personal service with an emphasis on customer satisfaction. Their software allows clients to track their progress through a user-friendly mobile app.