Author: Delores

Esurance Insurance Overview and Key Takeaways Esurance has an intuitive and user-friendly website, a responsive mobile app, and interactive tools. If you have straightforward insurance needs and like managing your own policy, you can get a quote online for auto insurance in 43 states. Sharp focus on online toolsMixed customer satisfaction levelsExpected number of complaints [star rating = “3.0”] Esurance Insurance: Rating Esurance scores 4.5 out of 5 when analyzed across a range of categories including price, extras, discounts, ease of filing a claim, type of coverage, customer complaints, and customer satisfaction. Editorial Credit: Fotosenmeer Esurance Insurance: Services As well…

Mercury Insurance Overview and Key Takeaways Although Mercury has a substantial customer base in California, the company also operates in 10 other states. Mercury sells policies through a network of independent agents. Worse than average customer satisfaction ratingsThe roughly average number of complaintsFew extras and low prices [star rating = “2.0”] Mercury Insurance: Rating Mercury scores 4 out of 5 when assessed on a variety of factors from price, discounts, and extras through to types of coverage, ease of filing a claim, customer satisfaction, and customer complaints. Mercury: Services To keep prices low, Mercury offers basic levels of coverage. You…

You always retain the option to switch car insurance providers. You can opt to change your policy even if it is not up for renewal. This can change you a ton of money down the road, irrespective of whether you’re getting full coverage or going with the minimum coverage required by state law, also known as ‘barebones coverage’. While it is technically possible to switch car insurance providers at any time during you’re your policy, the best time to do so is when your policy is nearly over. The best time to start your research is a few weeks or…

Auto insurance rates for seniors are a lot higher than for younger drivers. The number of Americans who are classified as ‘senior citizens’ is projected to more than double from 46 million seniors to 98 million by 2060. The license for senior drivers is reported to have increased by 38 percent from 2006 to 2016. There are several challenges you have to face as you get older, this ranges from slower reaction times, poorer vision, and several health problems. This blog will sort out some of the more pertinent issues when it comes to auto insurance rates for seniors, how…

21st Century Insurance Overview 21st Century Insurance is a small provider only offering new policies in California. Since most business is conducted over the phone and online, this company is best for anyone not concerned with not having a personal agent. Roughly average number of complaints for an auto insurance firm of its sizeOnly sells back-to-basics car insurance policies in CaliforniaFiles SR-22s on your behalf Rating 21st Century Insurance scores 3.5/5 for performance based on pricing, discounts, and complaint data taken from the National Association of Insurance Commissioners among other sources. 21st Century Insurance: Discounts Discounts are available for: Anti-theft…

Gainsco Auto Insurance Overview and Key Takeaways Gainsco is headquartered in Dallas and specializes in providing insurance cover to high-risk drivers. The company was founded in 1978 and sells insurance through a subsidiary, MGA Insurance Co. The company sells policies through independent agents in 11 states and through comparison websites. Offers car insurance for all high-risk driversAvailable in 11 statesMore complaints than you would expect for a firm this size Gainsco Auto Insurance: Rating Gainsco Insurance scores 3 out of 5 based on a spread of factors including pricing, transparency, discounts, extras, ease of filing a claim, customer satisfaction, and…

Erie Insurance Overview and Key Takeaways Erie is a strong provider if you’re looking for effective auto insurance. Operating in 12 states as well as Washington, DC, customer satisfaction ratings are high, while there are fewer complaints than you’d expect, too. Lock in your rates for auto insuranceFewer complaints than expectedHigh levels of customer satisfaction [star rating = “3.0”] Erie Insurance: Services Extras from Erie include the following, but are not available in all states: Accident forgiveness: If you have been an Erie customer for 3 years, your first accident won’t cause your rates to risePet injury coverage: Get up…

GoAuto Insurance Overview and Key Takeaways GoAuto is an auto insurance company based in Louisiana offering basic car insurance to residents of Louisiana, Ohio, and Nevada. This is a low-cost provider allowing you to buy policies direct rather than going through agents. Buy and manage policies in-appOnly available in 3 statesThe high number of complaints relative to the size GoAuto: Services GoAuto offers bare-bones auto insurance. All policies include comprehensive and collision coverage. If you want medical payments, underinsured, or uninsured motorist coverage, you’ll need to add these to the policy. Extra coverage might include: Towing coverage: If you have…

Safeco Insurance Overview and Key Takeaways Safeco sells personal, car, and home owners and a range of specialty insurance products. Liberty Mutual Group, the parent company of Safeco, is the 6th-largest auto insurer in the US. Average levels of customer satisfactionRideshare insurance in many statesFewer complaints than expected [star rating = “3.0”] Safeco Insurance: Rating Safeco scores 4 out of 5 when analyzed across categories including discounts, type of coverage, pricing, extras, complaints, customer satisfaction, and ease of filing a claim. Safeco Insurance: Services Safeco offers the standard coverage along with these extras: Accident forgiveness: After a certain time with…

Progressive Insurance Overview Progressive is best known for providing auto insurance, but you can also find a number of other motor insurance products. The 3rd-largest US insurance provider also offers life, home, and renters insurance via third-party providers. Above-average customer satisfaction levels Fewer complaints to state regulators than expected Many helpful tools and apps [star rating = 5.0] Progressive Insurance: Rating Progressive scores 4.5 out of 5 when assessed for discounts, coverage, extras, pricing, ease of filing a claim, complaints, and customer satisfaction. Progressive Insurance: Services Expect all the usual coverage options with the following extras: Gap insurance: Get 25%…