Sagemore Financial works with a network of independent lenders who offer a variety of loan products. This allows you to choose the option that best fits your needs. They advertise their services at sagemorefinancial.com.
Sagemore Financial Summary
If you’re in the market for a personal loan, you may have come across the name Sagemore Financial. Wondering what this company is all about? We took a closer look to find out.
During our investigation into their website and terms and conditions, some interesting facts came to light.
- Sagemore Financial doesn’t lend money or engage in any lending activities.
- A Lender may decline to offer you credit if, after reviewing your application, the Lender finds that you no longer meet their criteria.
- You must use your Personal Offer Code to receive their offer.
- Annual Percentage Rates (APR) range from 2.92% (AAA) to 24.99% (DD+).
Approval for a loan can take some time if extra documentation is requested. However, this process will vary based on credit determination and state law. Therefore, approval and loan terms will be different depending on these factors.
What is Sagemore Financial?
Sagemore Financial is not a lender, but they have working relationships with a network of independent lenders and debt relief companies who may be able to provide you with credit. They can help put you in touch with the right lender and guide the process.
Sagemore Financial is not a BBB-accredited business, nor does it have a rating from the organization. However, it does have a verified account on Trustpilot, with a 3.8 rating. They only have 2 reviews though.
For more information on Sagemore Financial, you can contact them by email at [email protected] or call them at (855) 401-3582. Their office is located at 611 Gateway Boulevard in South San Francisco.
How does Sagemore Financial work?
Sagemore Financial works by connecting borrowers with a network of independent lenders. If you meet the criteria set forth by Sagemore Financial, you may be matched with one or more of these lenders. Each lender has its own set of standards and may decline to extend credit to you if they determine that you do not meet their criteria.
Different states have different laws regarding loans, which means that customers may qualify for different loan amounts and terms. Additionally, credit determination can also affect these factors.
How to qualify for Sagemore Financial?
Applying for an account with Sagemore Financial is simple. Their team will review your application, verify your credit history and score, and assess your monthly expenses and employment status to determine whether or not you qualify for an account. Creditor approval is based on several factors, but ultimately it comes down to whether or not they believe you will be able to repay what you borrow.
Sagemore Financial BBB Reviews
Sagemore Financial is not accredited by the Better Business Bureau and does not have a rating with them. However, they do have a verified account with Trustpilot and a 3.8 rating. They have only two reviews, both of which were done in November 2022.
Sagemore Financial FAQs
How much does Sagemore Financial charge?
Sagemore Financial is a website that offers referral services. We searched their site thoroughly to try and find out how they get paid but were unable to find any information. Sagemore doesn’t disclose their fees anywhere on their site.
Are there any pre-payment penalties?
If you pay off your loan early, you will not be charged a prepayment penalty.
Does Sagemore Financial affect your credit score?
It’s important to know that your credit score won’t be affected just by getting a free consultation from a lender. However, if you go ahead with the loan and the lender checks your credit, this could lower your score.
How to cancel Sagemore Financial?
Before you accept a personal loan, be aware that you cannot cancel or reverse the loan after the funds have been deposited. If you have any second thoughts about the loan, cancel it before the money is disbursed.
Are you struggling to make ends meet? Here are a few tips that may help you get back on track.
- If you’re struggling to keep up with your finances, it’s important to develop a budget and stick to it. This will help ensure you only spend what you can afford, and avoid getting into a difficult financial situation.
- If you’re not sure where to start, reach out to a financial advisor. They can assist you with exploring your options and developing a plan that is right for your circumstances.
- If you’re already in debt, don’t despair. Many companies are willing to work with customers to arrange a more manageable payment plan. Reach out to their customer service team for more information.
Is Sagemore Financial legit?
Although SagemoreFinancial.com is not accredited by the Better Business Bureau (BBB) or rated by them, they do have a verified account on Trustpilot with 2 reviews. Their rating on Trustpilot is 3.8 out of 5.
If you’re looking for financial assistance, they can help connect you with multiple lenders. Before you make any decisions, it is important to do your research and read as many reviews from customers as possible.
Have you had any experience with this company? We’d love to hear about it in the comments below.
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Sagemore Financial Review
Sagemore Financial Review
Is Sagemore Financial a scam or legit?
Although Sagemore Financial is not accredited by the Better Business Bureau (BBB) or rated by them, they do have a verified account on Trustpilot with 2 reviews. Their rating on Trustpilot is 3.8 out of 5.
User Review( votes)