Union First Funding Review: Not A Lender – Debt Consolidation Pros and Cons

Debt consolidation may be a viable option for those struggling to keep up with payments. Union First Funding works with a network of independent lenders to offer different types of loans, allowing you to select the best fit for your needs. They advertise their services at unionfirstfunding.com.

Union First Funding Summary

When it comes to personal loans, Union First Funding is a name that is becoming increasingly popular. So, we decided to take a closer look and see what this company is all about.

We discovered some interesting facts during our investigation of their website and terms and conditions.

• The company does not lend money or engage in any lending activities. They are not a bank or financial institutions.
• A customer’s loan amount, term, and APR may vary based on credit determination and state law.
• Minimum loan amounts vary by state.
• You may not receive credit from a Lender if, after applying, they find that you no longer meet the requirements.
• Annual Percentage Rates (APR) range from 2.92% to 24.99%.

There are also a few things you should know.

First, the approval process may take longer if additional documents are requested. Secondly, loan terms will vary based on credit determination and state law.

2.0 out of 5.0 stars2.0

What is Union First Funding?

Union First Funding works with a network of independent lenders to help you get the credit you need. They’re not a lender themselves, but they have the relationships to connect you with multiple lenders. Whether you’re looking for a personal loan or to consolidate your debt, they might help you find a solution for your needs.

There are many things to consider when choosing a financial company. One important factor is accreditation. While Union First Funding has an A+ BBB rating, it is not accredited by the BBB. They have an average of 2 Customer Reviews and 0 complaints. It has a 3 out of 5-star rating.

If you’re trying to get in touch with Union First Funding, your best bet is to email them at [email protected] or give them a call at (877) 469-0386. The company is located at 919 E Main Street Suite 1000 Richmond, Virginia.

How does Union First Funding work?

Union First Funding works by connecting borrowers with a network of independent lenders. If you meet the criteria set forth by Union First Funding, you may be matched with one or more of these lenders. Each lender has its own set of standards and may decline to extend credit to you if they determine that you do not meet their criteria.

Their loans can be used for a variety of purposes, including consolidating debt, financing home improvement projects, paying for healthcare expenses, and more.

How to qualify for Union First Funding?

Applying for an account with Union First Funding is simple. Their team will review your application, verify your credit history and score, and assess your monthly expenses and employment status to determine whether or not you qualify for an account. Creditor approval is based on several factors, but ultimately it comes down to whether or not they believe you will be able to repay what you borrow.

Union First Funding BBB Reviews

Although Union First Funding has a high rating with the Better Business Bureau, it is not accredited by them. The company has an average of two customer reviews and zero complaints. It has a three out of five-star rating.

Here are some Union First Funding reviews:

Skyler D 08/14/2020

Reduced my credit card debt and offered a solution I could afford. They will save me a lot of money in interest and late fees that I would have otherwise been stuck under for years! The process was well explained, they answered all my questions, and have a support team I can call or email anytime.

Jo J 11/10/2021

This “company” sends unsolicited junk mail, attempting to feed off of debt consolidation

Union First Funding FAQs

How long does Union First Funding take to approve?

Approval for a loan may take longer depending on how many additional documents are requested.

How much does Union First Funding charge?

At first glance, it appears that Union First Funding is a website that offers referral services without charging any fees. There is no mention of fees anywhere on the site, which makes it difficult to determine how Union First Funding actually makes money.

How does Union First Funding affect your credit?

When considering a loan, many people are concerned about how their credit score may be affected. However, simply getting a free consultation from a lender will not have any impact on your credit score. The only way your score could potentially be lowered is if you go through with the loan and the lender checks your credit history as part of the process.

How to cancel your Union First Funding?

It’s important to be mindful of the fact that you cannot cancel or reverse a personal loan after the funds have been deposited. So, be sure that you really want the loan and are comfortable with the terms and conditions prior to accepting it.

Do you find yourself struggling to make ends meet? Here is some advice that may help get you back on track.

Are you struggling to keep up with your finances? You’re not alone. Many people find it difficult to manage their money. But there is help available.

• One way to take control of your finances is to develop a budget and stick to it. This will help ensure you only spend what you can afford, and avoid getting into a difficult financial situation.
• Another option is to reach out to a financial advisor. They can assist you with exploring your options and developing a plan that is right for your circumstances.
• And finally, don’t despair if you’re already in debt. Many companies are willing to work with customers to arrange a more manageable payment plan. Reach out to their customer service team for more information.

Is Union First Funding legit or a scam?

unionfirstfunding.com may not be accredited by the Better Business Bureau (BBB), but they do have an A+ rating. There are not many customer reviews online, and what is available is mostly mixed.

There are many options available when it comes to finding financial assistance. They can help connect you with multiple lenders and provide you with the information you need to make an informed decision. However, it is important to do your research and read as many reviews from customers as possible before making any decisions.

Have you had a bad experience with Union First Funding? We want to hear about it! Leave a comment below to share your story.

Thank you for reading.