Are you struggling to pay off your debts? If so, you may be considering debt relief options like Ooraa Debt Relief. But is Ooraa Debt Relief a scam or a legit way to get out of debt? In this Ooraa Debt Relief review, we’ll take a closer look at the company and how it works. We’ll also compare Ooraa Debt Relief’s pros and cons to help you decide if it’s the right choice for you.
Ooraa Debt Relief is a lead generation service, not a real debt relief service. That means they don’t provide any actual debt relief services themselves. Instead, they get paid by selling your personal information to third-party companies.
If you’re considering using Ooraa Debt Relief, you should know a few things. First, Ooraa Debt Relief doesn’t charge you fees, but their network of debt consolidation companies will charge you a fee for their services. This fee can be up to 15% of your total debt, so it’s essential to ensure that the company you’re working with is legitimate and that you can afford the fees.
Second, Ooraa Debt Relief will not be able to help you if you have a government-backed loan, like a federal student loan. If you’re not sure what kind of loans you have, we recommend contacting your lender directly to find out.
Third, Ooraa Debt Relief’s network of lenders may require you to close your accounts and stop using your credit cards while their network of settlement companies works on negotiating with your creditors. This could impact your credit score in the short-term, so it’s important to weigh the pros and cons before deciding if this is the right option for you.
Overall, Ooraa Debt Relief is a lead generation service that can help connect you with potential debt relief options. However, there are some things to keep in mind before you decide to use their services, like the fees they charge and the impact on your credit score. If you’re considering using Ooraa Debt Relief, be sure to do your research and compare them to other options before making a decision.
2.0 out of 5.0 stars
Ooraa Debt Relief pros and cons
Ooraa Debt Relief is a lead generation service, not a real debt settlement company. This company gets paid by selling your personal information to a third party. The company has an NR rating with the Better Business Bureau (BBB) for reasons that include insufficient information about a business or ongoing review/update of the business’s file. There are many complaints about the company’s business practices.
Some people have had success with Ooraa Debt Relief. They were able to get out of debt and improve their financial situation. However, others have not been so lucky. They have lost money and ended up in a worse financial situation than before they signed up for Ooraa Debt Relief.
If you’re considering using Ooraa Debt Relief, it’s important to weigh the pros and cons carefully. Make sure you understand how the company works and what the risks are before you sign up.
What is Ooraa Debt Relief?
Ooraa Debt Relief is a lead generation service that connects people who are struggling with debt settlement companies and debt settlement law firms. It was founded in 2008, during the Great Recession, in response to the growing number of Americans who were struggling with mounting debts.
Since its inception, Ooraa Debt Relief has claimed to have helped thousands of people get out of debt and back on their feet. However, not everyone who uses the service is successful in getting their debts settled. In some cases, people end up owing more money than they did before they signed up for Ooraa Debt Relief.
How does Ooraa Debt Relief work?
The company sells your personal information to a lead generation service. This service is then used by debt settlement companies and debt settlement law firms. Ooraa Debt Relief does not provide any relief or assistance with your debts.
If you’re struggling with debt, there are a number of options available to you. But be wary of companies like Ooraa Debt Relief, which sell your information without providing any real assistance. There are many reputable organizations that can help you get out of debt, so don’t waste your time with a company that won’t do anything to help you except line their own pockets.
How to qualify for Ooraa Debt Relief?
If you’re struggling with debt, you may be considering a lead generation service like Ooraa Debt Relief. But how do you know if you qualify for their services?
Unfortunately, there is no easy answer. Ooraa Debt Relief does not have a clear-cut qualification process that is publicly available. This means that it can be difficult to determine whether or not you would be eligible for their services.
One way to try to qualify is by filling out a form on their website. However, this is not a guarantee that you will be accepted into their program.
The most common qualifications for a debt consolidation company are having a certain amount of debt, a minimum monthly income, and a good credit score. Ooraa Debt Relief does not list their specific qualifications on their website, so it’s difficult to say definitively whether or not you would qualify for their services.
How long does Ooraa Debt Relief take to approve?
Ooraa Debt Relief is a lead generation service that works with companies that can consolidate your debt into one easy payment. But how long does it take to get approved?
The answer is: it depends. Every case is different, and the amount of time it takes to get approved can vary depending on your individual situation. However, the average approval time is between 24-48 hours.
If you’re considering using Ooraa Debt Relief’s network of settlement companies to consolidate your debt, the best thing to do is to contact them directly and ask about their approval process. They’ll be able to give you a more accurate timeline based on your specific circumstances.
In general, though, you can expect the entire process – from start to finish – to take anywhere from a few days to a week.
How much does Ooraa Debt Relief charge?
They’re a lead generation service that provides you with a list of potential debt relief providers. They don’t charge any fees for this service. This company gets paid by selling your information to the higher-bittering companies.
However, the providers on their list may charge fees for their services. Make sure to ask about these fees before you sign up for any service. Otherwise, you could end up paying more than you bargained for!
So, if you’re looking for a free way to get a list of potential debt relief providers, Ooraa Debt Relief is a good option. However, keep in mind that they make their money by selling your information, so you may not get the best deal possible.
How to cancel your Ooraa Debt Relief?
If you’re looking to cancel your Ooraa Debt Relief, there are a few things you need to know. First of all, Ooraa Debt Relief is a lead generation service. This means that they don’t actually settle your debt themselves – instead, they connect potential borrowers with debt relief companies. As such, you’ll need to contact the debt consolidation company directly in order to cancel your loan.
It’s also important to note that canceling your loan may have negative consequences. For one thing, it will likely damage your credit score. Additionally, you may be charged fees or penalties by the lender for canceling your loan or debt settlement program. As such, it’s important to weigh the pros and cons of canceling.
Ooraa Debt Relief BBB Reviews:
Ooraa Debt Relief has been in business for 14 years, but they are not BBB accredited. On BBB, they have a rating of NR (no rating) and only one out of five stars. There are many complaints about this company, including that they don’t follow through on their promises and that they’re very difficult to work with.
Overall, you should be careful if you’re considering working with them.
Here are some Ooraa Debt Relief reviews:
Charan K 07/06/20211.0 out of 5.0 stars
They are the cheater, I was asking them to settle my account more than a month, when they could not settle then I called the credit card company and settled my account with my satisfaction. I called them up after that they should not contact the company as I have already settled my account.
They called me next day that they had settle the account three days back, but did not get the time to call me back. Now they want me to pay back fee for the settling the account? They are the cheater and want to steal your money, do not care for the customer call and want to make many stories that card company called them that they have settle the account with me is absolute lie.1.0 out of 5.0 stars
I was asking to settle my account as soon as possible and after several call they say we have submitted the offer, but I have never got it back from them. Eventually I called my creditor to settle the account and they asked me to pay them 60% and I told them that I was not able to pay and may file for chapter 11.
Then they negotiated and settled the amount and I have called them immediately that I have settle the account and you have not to worry about that? Then they reply after two days that they have settled two days ago, then I asked them why they did not tell me that account is settled. Then they make story that they have got the call from creditor and they told them the account is settled.
I said I will cancel the settlement you get me the settlement, then they say they have already paid the fee to lawyer for settling the account? I asked them did you ask me, if I will agree with your settlement price? They said they are not asking for the price from me? what ever the settlement they do that I have to accept it, I can not say NO for the settlement?
These people are not fair and they charge the fee 25% of the settlement, where as all the reputable company charge only 18%? I can not trust them any more, So I will ask everybody to get it in writing about the written contract? They say they charge fee after settling the account and here they take the fee first then they pay to the creditors? So be careful and I will report to the better business bureau about there way of business?
Is Ooraa Debt Relief legit or a scam?
The internet is full of companies that claim to be able to help you with your debt, but not all of them are legitimate. Ooraa Debt Relief is one company that you should be wary of.
While they may not technically be a scam, they are not a real debt relief company either. What they do is sell your information to other companies for profit. This means that you will not actually receive any help from them in terms of getting out of debt.
There are also a lot of negative reviews about Ooraa.org online. Many people have complained that the company did not live up to its promises and that they were left in worse financial shape than before.
Overall, it seems that is best to avoid Ooraa Debt Relief. There are plenty of other companies out there that can help you with your debt problems.
Have you had any experience with Ooraa Debt Relief? Let us know in the comments below.
Thank you for reading!