Based in New York, NY, United Debt Settlement is a renowned debt settlement company that has been providing debt relief services to borrowers across 39 states and Washington, DC. Established in 2015, the company has been in business for 8 years and has gained a strong reputation in the industry. United debt Settlement offers a range of debt relief services, helping borrowers to settle their debts and regain control of their financial situation. With its experienced team and commitment to customer satisfaction, United Debt Settlement is a trusted partner for anyone struggling with debt.
United Debt Settlement: Overview
If you’re looking to work with United Debt Settlement, you should know that they only take on clients who have a minimum debt balance of $10,000. This is a common requirement for most debt settlement companies, as they want to work with individuals who have a significant amount of debt to settle. This ensures that their services are worth the investment, as settling smaller amounts of debt may not be as cost-effective. While this requirement may seem daunting, it’s important to remember that debt settlement can be a valuable tool for individuals struggling with overwhelming debt.
United Debt Settlement is a company that values the education and certification of its debt resolution specialists. As such, it invests in their training and accreditation through the International Association of Professional Debt Arbitrators (IAPDA). The IAPDA is a reputable organization that provides training and certification programs for professionals in the debt resolution industry. Although United Debt Settlement is not a member of the American Fair Credit Council (AFCC), which is the debt settlement industry’s major trade association, its IAPDA accreditation demonstrates its commitment to providing quality debt resolution services to its clients.
- This company provides debt relief services themselves, unlike some other companies that act as middlemen for bigger firms. They handle debt settlement accounts using their own employees.
- Is accessible in 39 states across the country.
- United Debt Settlement is capable of settling a variety of debts including private and federal student loans, business debt, and unsecured debts like credit cards and personal loans.
- United Debt is an established company that has been operating for 8 years.
Benefits & Drawbacks
- Fees are below the average
- No monthly fee
- There are IAPDA accredited specialists on the staff
- Not a member of the AFCC
- Minimum debt required is $10.000
What Services Do They Offer?
United Debt Settlement provides services for alleviating debt in the following categories:
- Federal And Private Student loans
- Debt that is not backed by collateral, such as credit card debt or personal loans.
How Much Does Their Services Costs?
The fees charged by United Debt Settlement vary between 15% and 24% of the enrolled debt, based on the amount of enrolled debt.
The costs of debt relief services may differ significantly among clients, thus it is recommended to consult with United Debt Settlement for an exact quotation.
Do They Offer Money Back Guarantee?
United Debt Settlement does not offer a refund policy. Some companies that offer debt settlement services promise a refund policy that states that customers will not be charged until their debts are settled. However, charging upfront fees before settling an account is illegal for such companies. Therefore, these guarantees do not provide significant benefits to consumers.
How Much Is The Minimum Debt Required For Qualifying?
United Debt Settlement’s eligibility criteria requires customers to have an unsecured debt amounting to $10,000 or above. Those having less than $10,000 of unsecured debt can explore debt consolidation loan or credit counseling services as viable
Do They Have Any Accreditations?
The American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA) are the two primary organizations representing the debt relief services industry.
United Debt Settlement Review: Is This Company Legit?
United Debt Settlement is a debt settlement company that aims to help individuals and families reduce their debt loads by negotiating with creditors on their behalf. The company boasts high success rates and personalized service from a team of experienced debt negotiators. While some customers report positive outcomes and financial relief thanks to their work with United Debt Settlement, others have expressed concern over the company’s fees and lack of transparency around the debt negotiation process. It’s important to thoroughly research United Debt Settlement and compare their offerings to other debt settlement providers before making a decision.
United Debt Settlement
United Debt Settlement
United Debt Settlement Review
United Debt Settlement is a company that aims to assist people in reducing their debt by negotiating with their creditors. The team of experienced debt negotiators provides personalized service and boasts high success rates. Although some clients have reported positive results and relief from financial burdens, others have expressed apprehension about the company’s fees and the lack of clarity surrounding the debt negotiation process. Before deciding, it is essential to conduct thorough research on United Debt Settlement and compare its services to those of other debt settlement providers.