Debt collectors like Jefferson Capital Systems LLC can be a real pain. They often use harassing tactics like endless phone calls and letters to try and get money from you for an alleged debt. When you receive a notice from them, you may wonder who they are. Jefferson Capital is a company that purchases charged-off debt from other companies. They then use their resources to try and collect on the debt, sometimes even filing a lawsuit. In most cases, they’ll retain the services of a local debt collection attorney to help with the lawsuit. If you’re facing a debt collection…

Alliance One Funding Debt Consolidation Mailer Something To Think AboutThe “discount rate” is the interest rate the Federal Reserve charges banks for short-term loans. Today, the discount rate is 5.25 percent, whereas one year ago, it was 1.75 percent. If you were pre-approved for a loan at 2.92 percent, you would be paying less interest than the banks are paying the US Treasury to borrow their own money. Navigating the world of financial services can often feel like walking through a minefield, especially when it comes to debt relief companies. One of the companies that you might come across on…

There are many different loans available through FreedomPlus. These loans are made by Cross River Bank, which is a New Jersey State Chartered Commercial Bank. They advertise their services at freedomplus.com. FreedomPlus Summary Do you need a personal loan? You’ve probably heard of FreedomPlus, but what is it all about? Let’s take a closer look so you can make an informed decision. We uncovered some startling information while investigating their website and terms and conditions. Here are just a few of the things that caught our attention. Cross River Bank offers a variety of loans through its platform FreedomPlus.com.When it…

Flatrock Funding works with a network of independent lenders who offer a variety of loan products. This allows you to choose the option that best fits your needs. They advertise their services at FlatrockFunding.com. Flatrock Funding Summary If you’re in the market for a personal loan, you may have come across the name Flatrock Funding. Wondering what this company is all about? We took a closer look to find out. During our investigation into their website and terms and conditions, some interesting facts came to light. Flatrock Funding doesn’t lend money or engage in any lending activities.A Lender may decline…

Sagemore Financial works with a network of independent lenders who offer a variety of loan products. This allows you to choose the option that best fits your needs. They advertise their services at SagemoreFinancial.com. Sagemore Financial Summary If you’re in the market for a personal loan, you may have come across the name Sagemore Financial. Wondering what this company is all about? We took a closer look to find out. During our investigation into their website and terms and conditions, some interesting facts came to light. Approval for a loan can take some time if extra documentation is requested. However,…

Whether you’re looking for a personal loan to consolidate debt, finance a home improvement project, or cover unexpected expenses, Smarter Capital Group can help you find a lender. They work with a network of independent lenders who offer different types of loans, so you can choose the one that best suits your needs. They advertise their services at smartercapitalgroup.com. Smarter Capital Group Summary When it comes to personal loans, Smarter Capital Group is a name that is becoming increasingly popular. So, we decided to take a closer look and see what this company is all about. We discovered some interesting…

If you’re looking for a personal loan, Beneficial Funding can help connect you with multiple lenders. They work with a network of independent lenders who can offer different types of loans depending on your needs. They advertise their services at beneficialfunding.com. Beneficial Funding Summary After researching their website and reading through the fine print, we found some interesting facts. If additional documents are requested, approval for a loan may take longer. Terms and conditions will be based on state law and creditworthiness. What is Beneficial Funding? Beneficial Funding can help connect you with a network of independent lenders who may be…

The first question every consumer asks themselves when they get a Pre-Selected direct mail offer with a low-interest rate: Is this offer legit? Is it too good to be true? Clear Coast Debt Relief Summary Clear Coast Debt Relief offers consumer debt relief services, including consolidation and non-bankruptcy options such as debt settlement and negotiation. They advertise their services on clearcoastdebt.com and through “prescreen credit offers” via direct mail. The company is a dba of ALAS Services, Inc. and Clear Coast Financial Group, a Florida Limited Liability Company. Clear Coast Debt Relief does not appear to hold any lending licenses.…

Money Ladder offers debt resolution services. They advertise their services at moneyladder.com. Money Ladder Summary Money Ladder has received much attention lately. So we decided to look closely at the company and see what they are all about. This company offers debt settlement programs through its network of trusted partners. Their site states the following: “Our partners will resolve your debt as quickly as possible allowing you to break free from sky-high interest rates.” After investigating their website and reading the fine print, we found some interesting facts. Creditors are under no obligation to negotiate debt resolution with third parties.…

Start New Financial is a company that offers debt relief services. They have been in business for over 8 years, and claim to have helped thousands of people get out of debt. So is Start New Financial a scam, or is it legit? Let’s take a closer look at their services and see what we can find out. Start New Financial offers debt settlement services. This means that they will negotiate with your creditors to try and get them to agree to accept less than the full amount of your debt. If they are successful, you will then make payments…