When finding a debt relief solution that works for you, it’s important to compare your options. This comparison of ClearOne Advantage vs. AmOne will help you decide which lender is right for you, depending on your needs. Whether you’re seeking a personal loan or help with resolving your debts, we’ve got you covered.
ClearOne Advantage Review: Is ClearOne Better Than AmOne?
ClearOne Advantage is a debt relief company that has helped customers reduce their monthly payments and get out of unsecured debt. They have a proven track record of success with their customer loyalty group. Several organizations have named them first in the debt consolidation loan industry. If you are in debt, ClearOne Advantage can help. This review will look at their services and what their customers think of them.
Summary Of ClearOne Advantages
Do you have a large quantity of debt? ClearOne Advantage can help. Since its inception in 2008, the organization has helped thousands of customers resolve their enrolled debt. ClearOne Advantage has gotten a lot of press in recent years. But is this the right firm for you?
After carefully examining their website and terms and conditions, several surprising discoveries were uncovered. Some of the more notable items are highlighted below.
- It has a client satisfaction rating of 9 out of 10 and a Better Business Bureau rating of A+.
- Their services are provided at no cost until your enrolled debt is decreased and savings are realized.
- To save you money, a budget-friendly monthly payment plan will be prepared just for you.
- Clients who are prepared to continue the program and pay off their debts can expect to save up to 50% over 24 to 60 months.
- The organization has a track record of successfully resolving over $3 billion in debt for its clients.
- It provides a self-service client portal with access to all your account information available 24 hours a day, seven days a week.
- Their website includes budgeting tools, articles, and complete debt guidance.
- Member of the Consumer Debt Relief Initiative (CDRI)
- The industry’s most excellent reputation in debt settlement.
- Awarded Customer Loyalty Group
- ClearOne Advantage does not accept secured debt paid fully and secured by real estate.
What is ClearOne Advantage?
If you are in debt, ClearOne Advantage can help. Since 2008, they have been a well-known debt settlement organization, assisting thousands of people with their credit card bills and other unsecured obligations.
They have no out-of-pocket expenses. ClearOne Advantage works with you to create a personalized debt reduction strategy that fits your budget. Their skilled debt consultants will negotiate lower final payment amounts with your creditors so that you may pay back a reasonable fraction of your expenses – at an acceptable level.
The company is headquartered in Baltimore, Maryland, and can be reached by phone at 888-340-4697 or by email at [email protected]
How Does It Work?
Finding debt relief might be challenging, but it doesn’t have to be. ClearOne starts with a debt analysis and an estimate of savings. One of their Customer Loyalty Group’s Certified Debt Specialists will evaluate your position and work with you to develop a reasonable re\payment plan that fits within your budget. This usually takes less than 20 minutes and can be done over the phone or online.
Because no two situations are alike, your debt reduction study will specify exactly what ClearOne can do for you and how much money you can save.
How Does The Sign-Up Process Work?
When you enlist in their program, you pay a reduced monthly sum into an FDIC-insured bank account in your name. Your monthly payments to creditors will be made from this account, which might be up to 40% less than what you currently pay.
ClearOne Advantage will begin negotiating with your creditors as your money balance grows. This approach can help you get back on track, improve your financial situation, make it easier for you to get authorized for a debt consolidation loan, and avoid the need for additional debt relief services.
How to qualify
When it comes to debt relief, there is no such thing as a one-size-fits-all solution. Monthly payments through debt settlement companies may be preferable to bankruptcy or credit improvement programs for certain people. Debt settlement is a versatile tool used in various financial situations.
As part of a debt settlement plan, you must set aside money for a lump-sum payment to satisfy your debt. As a general rule, you should be able to set aside 1.5% of your total debt each month. As a result, a person with $30,000 in unsecured debt should be able to save $450 every month consistently. This would allow a program to run for three years.
BBB rating for ClearOne Advantage
ClearOne Advantage, accredited since 2014, is a well-known company with an A+ BBB rating. They are a company you can believe in, with an average of 472 client reviews and almost no negative ones.
Here are some great reviews for ClearOne Advantage:
Ruthie J 07/09/2022
I’m satisfied with the debt settlement process, and payouts are all they said they would be, and they have saved us quite a few dollars… our credit took a big hit, but they told us it would. I haven’t had problems other than miscommunication, and I hope we don’t. My only problem is communication… I need to know what’s going on promptly.
Tammy J. 04/16/2022
Kimberly V. 03/01/2022
See If You Qualify for Credit Card Relief
See how much you can save every month — plus get an estimate of time savings and total savings — with your very own personalized plan.
Tara R 02/04/2022
Are you experiencing financial difficulties? Here are some suggestions to help you get back on track.
- Making and sticking to a budget is an excellent way to stay on track.
- Another option is to visit a financial expert who can explain your options and assist you in developing a strategy that is tailored to your specific situation.
- Finally, if you are already in debt, try not to be too concerned. Many businesses are willing to work with customers to create a more affordable payment plan. To discover more, contact their customer service department.
How legitimate is ClearOne Advantage?
Furthermore, ClearOne Advantage is an excellent choice for people looking for a reputable company. Most of their customers are pleased with their contacts with them, and they have an A+ rating with the Better Business Bureau and have been recognized since 2014.
ClearOne Advantage Review
If you’re suffering financial difficulties, ClearOne Advantage can help. They are a well-known debt relief company that has helped thousands of people pay off credit card debt and other unsecured commitments since 2008. There are no out-of-pocket expenses. ClearOne Advantage works with you to design a customized debt relief approach that fits your budget. Their experienced debt counselors will negotiate lesser final payment amounts with your creditors so that you may repay a manageable portion of your bills.
AmOne Review: An Easier Way To Get Debt Consolidation Loans
AmOne, founded in 2005, is a marketplace that assists customers in finding financing alternatives. While it does not make loans, it has assisted clients in obtaining over $16 billion in funds at no cost. It’s a terrific alternative if you prefer to thoroughly consider your options before applying for a loan, and it’s an excellent method to shop around without having to contact every lender individually.
Fast Facts On AmOne Loans
Loan Amounts: $1,000 to $100,000
APR: 3.49% to 35.99%
Minimum Credit Score: Available for all credit scores
- Loan Type: Unsecured personal loans
- Repayment Terms: 3 to 120 Months
- Direct Lender or Marketplace: Marketplace
- Turnaround Time: Varies by Lender
- Best For: Consumers looking to finance projects that require quick funds
Pros And Cons Of AmOne
- Can apply with a co-applicant
- Extended network of lenders offering excellent rates
- Positive feedback from customers
- Loan conditions and amounts vary.
- There needs to be more information on prospective rates and terms.
- Lenders may contact you on multiple occasions and send you numerous emails.
- Inadequate client service
Loan cost for AmOne
AmOne provides flexible short-term loans ranging from $1,000 to $50,000, with interest rates ranging from 6.78% to 35.99% and repayment lengths ranging from 12 days to 84 months. Rates vary based on your lender and may include a 3% origination fee.
Qualification For AmOne
To get started, you must meet the following criteria:
- You must be a US citizen or permanent resident.
- You must be at least 18 years old.
- Bank account details
- Number of Social Security
To apply, you must also have access to the following information:
- A government-issued identification card
- Annual earnings
- Earnings before taxes
- Email and phone number
After you’ve met all of the requirements, you can begin by taking the following steps:
- Visit the AmOne website and choose your loan type and credit score range.
- Click Check My Options
- Fill out your personal information, loan amount, and loan purpose.
- Enter your employment information as well as your bank account information.
- Examine the privacy statement, terms of service, and disclosures.
- Click Get My Options
When your application is complete, they will email you prospective lender offers. Compare your alternatives carefully and choose the one that best meets your requirements. When you reach an agreement with a provider, you will complete the application process directly with the lender of your choice.
Reviews and ratings for AmOne
AmOne has an A+ BBB rating.
They are not BBB accredited, yet they have an A+ rating. They have overwhelmingly positive evaluations on Trustpilot, with an average rating of 4.7 stars out of 5. Several people stated that they are professional and timely in responding to questions.
Is AmOne a legit company? Keep this in mind…
- AmOne is a marketplace for unsecured loans that do not fund loans. Its purpose is to assist you in finding and selecting an appropriate lender and comparing loans.
- It is not responsible for the loan agreement but for your chosen lender.
- It provides a wealth of instructional resources, such as articles and tutorials on personal loans, the fundamentals of financing, and budgeting.
- It will not affect your credit; nevertheless, you should expect your lender to conduct a credit check at some point, which will temporarily drop your credit score.
- If you have any questions, be sure to contact your lender.
AmOne’s lending partners work with borrowers of various credit ratings and qualifications. The lenders are carefully chosen from a list of approved partners, including Avant, BlueVine, FreedomPlus, LendingPoint, and NetCredit. Instead of settling for a loan that does not work, you may locate the ideal loan for your needs by evaluating available possibilities with AmOne.
Furthermore, you are attempting to improve your creditworthiness. In that case, you can acquire a loan even if other lenders have turned you down. Again, AmOne has a high Trustpilot rating and typically finds customer loans within 24 hours.