Browsing: Credit Score

Credit Associates is a debt settlement company that provides debt relief solutions to individuals struggling with debt. If you are considering their debt settlement program, you may be wondering how it will impact your credit score. Debt settlement involves negotiating with creditors to settle your debt for less than the amount owed. This article will discuss – will Credit Associates hurt your credit score. What is Credit Associates Debt Settlement Program? Credit Associates is a debt settlement company that offers a debt relief program to individuals who are unable to pay their debts in full. The program involves negotiating with…

Debt can be a heavy burden to carry, especially when it feels like there’s no end in sight. Federal Reserve Bank of New York reports that American consumers’ debt reached new highs in the second quarter of 2023. This includes debt from credit cards, student loans, personal loans, and auto loans. Debt consolidation is a popular way to manage multiple debts. When you consolidate debt into one account, you can save money on interest and simplify your monthly payments. However, there are some potential drawbacks to consider before consolidating your debts. Make sure you understand what consolidation entails and how…

One’s creditworthiness is typically assessed through credit scores. Most of the time, the higher your credit score, the greater your creditworthiness, which means the better you’ll look to potential creditors or lenders. On the contrary, a poor credit score usually indicates an unsafe credit risk, so lenders typically offer higher interest rates and fewer loan options. Hence, most borrowers would want to improve their credit scores. The thing is, despite putting the right plans and necessary actions in motion, there’s a tendency to be stuck with a low credit score. If you’re experiencing this, you’re in the right place. Here…

Welcome to Taft Financial – Can’t They Stop The Scam On Christmas? You landed on this page for a reason. You probably received a Taft Financial debt consolidation offer in the mail with with a “Personal Invitation Code” and super low interest rate (APR) of 3.09%. You decided to google “Taft Financial” to see if they are legit. For those that are reading my column for the first time, you will see that I have been following the group behind Taft Financial and the hundreds of websites and names that they have been using for years (Georgetown Funding, Memphis Associates,…